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Thank you in advance for your assistance.  I made a Roth IRA contribution of $7,000 in 2024.  At the end of the year I fell into the phaseout range and had an $1,120 excess contribution.  I removed that and the earnings of $398.      As expected, in early 2026 I received a 2025 1099-R reporting the full withdrawal and the taxable amount, however when I amended 2024 the $398 earnings increased my MAGI.  The new excess was $1,400.  So $280 more than I removed.  So, I was correctly assessed the 6% penalty on the $280 on the amended return.   my question involves the remaining $280 excess.  At this point I have to remove it, but believe I can do so without removing more earnings, thus no MAGI increase issue.   It’s now March 2026. I’m wondering if I should be requesting a removal of additional excess or an actual withdrawal of prinicipal.  And then how that gets reported so the 6% penalty stops running.  I believe I’ll have another 6% for 2025, but not after that.     So, if removed in 2026 will I get a 2026 1099-R next year (2027)?   And if so how do I report it?   Do I send in a separate 5329 or input to the 2027 taxes.  And if I request an actual distribution how does the IRS know it’s the $280 to cover the excess from 2024.   I assume no 10% penalty is assessed as it’s a Roth.     If I will get a 2026 1099-R to file next year can I create a substitute and report it this year, or should I wait? And how do I report it correctly?   File a 5329 now or include it in the tax return?  I apologize for the length but without all the info it would be hard to answer accurately.  Again, thank you in advance for any info you can provide.   I use TT premier desktop    Gina

Bonjour, mon gars ne peut pas envoyer sa déclaration de revenu par Impotnet Québec. Il s'agit de sa première déclaration (case cochée dans le TP-1 général), mais le logiciel demande le numéro d'avis de cotisation juste avant l'envoi. Comme c'est sa première déclaration, il n'a évidemment pas reçu d'avis de cotisation pour 2024... J'ai essayé de passer à la prochaine étape en n'inscrivant rien dans la case du numéro d'avis, ça ne passe pas. J'ai essayé 0, ça ne passe pas non plus. Je crois qu'il s'agit d'un bug du logiciel à corriger. Merci

Card Expired, so I have been trying to update. I am living in Portugal, but have accounts in the US. I have now tried two different US accounts (1 credit, 1 debit) and one Portuguese account (debit). I keep getting a "Whoops!" message after inputting all the info (although in the case of the Portuguese bank, I cannot enter an address because there are only fields for US addresses). I am beyond frustrated.

I have desktop 2025.  I e-filed and the IRS accepted my return several weeks ago.  As of Sunday morning, 3/8 the downloaded, desktop version for amended returns is not working.   When I open desktop version, confirm current version and updates, and click on the "Amend return" a blank return is opened and I cannot open my return.  I spent an Hr online and $60 for expert help.  Net, the suggestion is to wait another week.  UNBELIEVABLLY Poor communication, for weeks on this topic.  Wow.  

I AM READY TO FILE S-CORP 1120-S RETURN 2026 OF NI LLC. I HAVE PURCHASED A CD IN THE NAME OF NI LLC IN 2025. THAT CD HAS EARNED $260 INTEREST IN 2025. BUT BANK DIDN'T PROVIDE ANY 1099 STATING THAT IT IS NOT A REPORTABLE EVENT. SHOULD I HAVE TO INCLUDE THIS INTEREST IN NI LLC 2025 INCOME? I WOULD APPRECIATE THE RESPONSE. THANK YOU. NI 03/08/26