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Thank You. I'd spent a fair amt of time on the IRS website, but it was unclear regarding the fate of the $20% withheld once the 80% was rolled over. Technically I never received that 20% -- it when straight to the IRS right? [ Pretzel Logic] But seriously, your proposal has merit. Signature loan: no. An equity loan or LOC is the only viable choice but clearing the cutoff "gate," I dunno. Unfortunately, the transaction turned into an IDR (InDirect Rollover) -- ultimately my fault. But let's examine circumstances: 1) the plan letter dated 8/9/2025 with blank spaces where critical info was missing, 2) the 2nd plan letter dated 8/22 apologizing for the blank spaces; said letter arrived Labor Day weekend and my mis-thinking their cutoff date was 60 days (cutoff was Oct. 2nd), 3) a power outage surge which fried 1/2 of house ckts with 220V (vs 110), 4) youngest son back to college, ka-ching, 5) oldest daughter's late September wedding, ka-ching, and, 6) mom's 95th. Oh, and me working FT.  [Pls pardon typos. Never buy a refurbished laptop.]

not enough information. were these franchise costs, did you purchase equipment, goodwill. intangibles are amortizable section 197 assets with a life of 15 year. if you purchased tangible assets you can depreciate them. the life depends on what they are. if you purchase stock or an interest in a partnership and certain other assets like land you get no deduction until you sell or dispose of the business. as to loan payments. only the interest may be deductible, nut the rules can be complicated.  you may want to confer with a professional to optimize the results. 

Hate to abuse your willingness to answer my questions but here is a follow up that I am hoping you can give me additional information on. The vehicle, which I thought was NOT a business asset since it was titled and the note for it was in my personal name and not the name of the LLC (S-Corp Provision) was paid off by me from personal funds (as I thought it was a personal asset) so the sales proceeds was actually $6,575.28 less than the pay off amount to clear the title. If this is the case, can I amend the return to show the vehicle paid off ($37K) and then sold for $29,500 at a loss? The actual loss is more like $20500 as the sell price was $50,000. I am sure that I will need to get a tax professional to get this all straight but I am trying to avoid entanglement with the IRS. Thanks. Mudbug

Or you needed to enter your credit card to pay the Turbo Tax fees.   What is the description on your credit card bill?   Who are you getting messages from?   The IRS never texts, emails or calls you.  They only mails a letter to contact you.    Did you have a tax due or refund?   When did you file?  

I NEED A COPY OF MY W-2  (or 1099)      W-2's come from employers.  There is not a federal or national website that provides W-2’s.     TurboTax does not have a copy of your W-2—the Wage & Tax Statement—issued to you by your employer, (nor does TurboTax have copies of your 1099’s).   Whether you entered your W-2 by keying it in yourself, importing from a payroll site or by snapping a photo using the mobile app—-TT does not have a copy of your W-2.  If you saved a pdf of your completed tax return, the worksheets will show the W-2 information you entered, but not the actual W-2.      You should always save those documents for your own records. You could ask the employer(s) for copies or you can get a copy from Social Security (for a fee of $62).   To get a copy of a W-2 from Social Security https://faq.ssa.gov/en-us/Topic/article/KA-02501   https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/transcript-or-copy-of-form-w-2/transcript-or-copy-of-form-w-2     You can get a wage and income transcript from the IRS:  It will not show the actual W-2, 1099’s, etc, but will show the income information the IRS received.  It will not, however, show your state information. It will only show the federal information. https://www.irs.gov/individuals/get-transcript   Or you can pay the IRS $30 for an actual copy of your tax return which will include copies of your W-2’s      https://www.irs.gov/pub/irs-pdf/f4506.pdf      https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-forms/get-copy-w-2/L8FTim9MO_US_en_US?uid=m68ee4os

TurboTax never knows how, when or even if you paid your tax due.   If your credit card statement shows that the payment was made, you can ignore the emails.  Many users have more than one account; an "old" account might be triggering those reminder emails.

  Federal and state refunds come from completely separate entities,  There is no rule as to which one will come first or how much time there will be between their arrivals.  Some states process returns quickly and some are very slow.   STATE RETURN Make sure your state return was accepted:  https://turbotax.intuit.com/tax-tools/efile-status-lookup/   To track your state refund:       ttps://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/track-state-refund/L3jgO8PGs_US_en_US?uid=lt447ebr https://ttlc.intuit.com/turbotax-support/en-us/help-article/state-taxes/contact-state-department-revenue/L9qVToi02_US_en_US?uid=m6e06um0