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The earnings should be the only portion of the distribution that is being taxed as an early distribution, therefore, you would only enter the earnings as the amount that is being used to reduce the penalty on Form 5329.   @sselitser 

Form 1099-INT from banks like Wells Fargo and State Farm Life Insurance Company typically does not include a "URL number." The form you receive shows your interest income details, payer information, and federal identification number (EIN), but there is no separate URL number required for tax filing. If you need to access your Form 1099-INT electronically, you generally must log in to your Wells Fargo or State Farm Life Insurance online account to view or download the form securely. They do not provide a "URL number" on the tax form itself. For tax filing purposes, enter the details from your physical or electronic Form 1099-INT exactly as provided.   To enter your Form 1099-INT details into TurboTax Online, follow these steps: 1. Go to the Wages & Income section. 2. Select Yes when asked if you received any investment income. 3. Choose to Add investments or Add another 1099-INT if you already have one entered. 4. Select Enter a different way instead of importing. 5. Choose Type it in myself. 6. Enter the details exactly as they appear on your Form 1099-INT from Wells Fargo and State Farm Life Insurance. 7. Continue following the prompts to complete the entry. This will ensure your interest income is correctly reported on your tax return.  

The IL-1040 Line 5 adjustment for taxable social security benefits is working correctly; because your federal 1040 adjusted gross income 11a amount only includes the 85% taxable amount from 1040 line 6b, when you add back that 6b amount (per the state instructions) on line 5 of the state return, you are adding "everything" back.    And so there are no social security benefits remaining in the state income number, you don't have to worry about that.   Take a look at the instructions for Line 5 on the IL-1040 PDF I linked above, it reads:  "5  Social Security benefits and certain retirement plan income if included in Line 1. (Generally on fed. Forms 1040/1040-SR, Lines 4b, 5b, and 6b)." If the state wanted you to add back the 100% line 5a amount and not the 85% taxable amount, they would be asking you to use federal lines 4a, 5a, and 6a amounts from Form 1040, rather than the taxable amounts from lines 4b, 5b, and 6b.    You can further confirm that the math works correctly (because sometimes the states get it wrong) by looking at how the numbers add up on your 1040, total to line 11a. Sum up your taxable income numbers starting with wages on line 1a, and include everything else as well as your taxable social security benefits on line 6b. You'll see that your AGI on line 11a is made up of the 85% taxable social security, and not the 100% value on line 6a. That's the number your IL-1040 starts with on line 1 of the state return. And so, everything gets added back in full for the state return.    See also:  2025 Form IL-1040 instructions Illinois Dept of Revenue Publication 120 - Retirement Income

I ran the following scenario in TurboTax Premier 2025 desktop and it said I will not be penalized for underpayment.   ThomasM125 Am I performing this ROTH conversions correctly for 2026: In mid-January 2026, I cIRA2ROTH was $330k then made an estimated $80k tax payment (only 25%). I will be in the 32% tax bracket when I make my final cIRA2ROTH conversion after Christmas in 2026. Last year’s taxes owed will be more so the only safe harbor rule that applies is the pay at least 90% of my total 2026 taxes owed divided by four? Or do I need to go head and pay 32% on the $330K?

TurboTax won't include your mortgage interest as an itemized deduction if certain conditions are not met, even if the loan is secured and on your main residence. Key requirements include: 1. Loan Purpose: The loan must be used to buy, build, or substantially improve your home. Interest on amounts used for other purposes isn't deductible. 2. Loan Limits: The mortgage debt must not exceed $750,000 for loans taken after December 15, 2017 (your $414,000 loan is within this limit). 3. Loan Signing: You or someone on your tax return must have signed or co-signed the loan. 4. Home Facilities: The home must have sleeping, cooking, and toilet facilities. If any of these are not met or if the mortgage interest is not entered correctly, TurboTax may not include it in your itemized deductions. TurboTax asks follow-up questions after you enter Form 1098 to verify eligibility. Make sure you entered your Form 1098 mortgage interest details precisely, and answer all related questions to ensure the deduction is applied.   To enter your mortgage interest in TurboTax considering the conditions for itemized deductions, follow these steps: 1. Navigate to the Federal Section: Go to the Deductions & Credits area. 2. Find Mortgage Interest: Scroll to the Homeowner Tax Breaks section and select Mortgage Interest and Refinancing. 3. Enter Form 1098: Input the mortgage interest details exactly as they appear on your Form 1098. 4. Answer Follow-up Questions: TurboTax will ask questions about your loan purpose, loan limits, and property use to verify deduction eligibility. 5. Verify Home Use: Confirm the home has sleeping, cooking, and toilet facilities and that it's your main residence. Completing these steps will help TurboTax determine the deductible mortgage interest amount based on IRS rules.

I too bought TurboTax through Costco and couldn't remove the automatic Tax Audit Defense charge. How did you get this refunded? When I tried calling [phone number removed] I was only provide the following links by text message but this didn't help:   TurboTax Help:   Why am I being charged for TurboTax Free? https://intuit.me/4sm69rx   How to look up my charge https://intuit.me/4smUJUz

AnnetteB6 I did it. And it bring me to window “Tell us which person may have qualified for a penalty exception” with my and my wife names and “Early distribution penalty” numbers as you indicated in your post - 'you are paying extra taxes on this distribution'. Choosing person would bring window “Identify the plan” => choosing IRA box => next is window “These situations may lower your tax bill”, which give an option “Corrective distributions made before the due date of return” as you indicated. I enter total amount withdrawn, contribution plus earnings. Should I enter only earnings as you indicated? I will try to see if it will remove 5329 from return.

Afin de pouvoir vous répondre adéquatement, il nous faudra plus de précisions.   Est-ce que vous avez reçu un message d'erreur? Si oui, serait-ce possible de nous envoyer le message complet?   Merci de choisir TurboImpôt.