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If you know you received your required minimum distribution (RMD) then the amount of your RMD is the amount of the distribution. The plan administrator will calculate your RMD each year, which will be the amount distributed.   In other words, be sure to enter your required minimum distribution (RMD) for each 1099-R, and do not include the total RMD in only one 1099-R entry. This is what the statement is saying and as indicated, the RMD must be taken for each account. Your financial agency will automatically calculate this for each account based on your age.   Note: Do not include the RMD for other retirement accounts you my have. RMDs for other accounts should be entered separately.   Helpful Links: Why don't I have an RMD listed on my 1099-R? What are required minimum distributions (RMD)?   Here's how to navigate to the 1099-R section: TurboTax Online/Mobile: Go to 1099-R. TurboTax Desktop: Select Search Topics. Search for and select 1099-R. @Griffermeow 

Hi BillM223,   FYI - about HSA Excess Distribution from Findeltiy - After talking to LIVE rep, he sent me a link to raised this request O/L because it is before tax deadline - The calculation is done automatically,  using"Contribution Date" and "Request Date" to calc the Gain/Loss - For the distribution, looks like they add the "Specified Excess Amount" and "Gain/Loass" together.   The removal of excess amount out of Fidelity was very quick and efficient. But for the form, it takes 5-10 days (according to LIVE customer support) but according to what it is shown on the screen, it shows around mid-May 2026 (with a note that this form is not required for 2025 filing).  

Right the Online version is very different than the Desktop installed program.  OR  did you buy the Desktop program by going online?  You don't need to go to a store to buy it.  You can buy it directly from TurboTax or from several stores then download it.  I buy mine from Costco Online.    The Online web version is only good for one account and one return. You can log in and access your return from any computer. You only can see the forms after you pay and download the pdf. And you might need to upgrade to a higher version to enter different kinds of income. And you can add LIVE service or Full Service for expert help. In Online the fees are to prepare the federal and state returns (State is a separate charge) whether you efile or print and mail. Efiling is free and included. Your return is only saved online so be sure to save both the .tax2025 data file and the pdf file to your computer when you are done in case you need to amend in the future or if you need a copy to get a loan or something. You might not be able to access your online return when you need a copy.   Were you able to start your Online return by Transferring from your 2024 Desktop return?   Or didn't you notice you needed to do that?      

A 1099-G is a "government" payment. Yes, it is often a refund of state tax from previous years.   If this is the case, whether or not this is taxable income depends on how the tax paid was treated in a previous year.   Please see Volvogirl's answer for how to enter and answer related questions.

It is not unusual to owe significantly more when filing separately versus married-joint. This is mainly due to a less advantageous tax rate schedule when filing separately. Also, there are many credits that you may lose when you file separately.   The large state refund may be the result of not entering things properly in the federal program.    

If you child is aged 24 or younger and is a full-time student, you can claim her as your dependent as long as she does NOT provide for more than half of her own support.    Please read this TurboTax article on Who Can I Claim as a Tax dependent?  

You can change the email address associated with your account through your account settings.   Intuit uses a single sign in system for all Intuit products, so changing it here will also update it for any other Intuit products you use, such as QuickBooks or Credit Karma.   To Change Your Email Address: Select Intuit Account located in the lower-left corner of your screen (near the Sign Out button). On the Account Manager page, select the Sign in & security menu. Select the Email address section. Enter your new email address and then enter it again to confirm. Enter your current password when prompted to verify the change. Select Save. Check your new email inbox for a verification link from Intuit and click it to finalize the update. If you can't sign in at all, you can go to the Intuit Account Recovery page. This requires you to upload a photo of a government-issued ID to verify your identity.

Since your Form 1099-R will not arrive until 2027, here is how to manually report your earnings on your 2025 tax return:   First, determine the taxable amount. Only the earnings are taxable because the amount of the excess contribution was already taxed before it went into the Roth IRA.   Next, you will report the earnings even though you don't yet have the Form by following these steps.   Go to Income on the left panel within your TurboTax account Click on the +Add more income box Scroll down to Retirement Plans and Social Security and click the down arrow to expand Click Start to the right of IRA, 401(k), Pension Plan Withdrawals (1099-R) Click on +Add a 1099-R, select the Enter a different way box, then Type it in myself On the next screen, you can select Type it in myself, or other options, then Continue Select the box on the top left for Financial institution or other provider (1099-R), then Continue Enter the provider's information, then Continue Enter the details from your Form 1099-R, enter total distribution in Box 1 and only the earnings in Box 2a Ensure the IRA/SEP/SIMPLE box is unchecked Use Distribution Code J & P in Box 7, then Continue Choose Year 2026 as the year on your Form 1099-R Continue until, "Tell us which person may have qualified for a penalty exception" and select the pencil symbol Next, on the, "These situations may lower your tax bill" screen, enter the amount of earnings under, "Corrective distributions made before the due date..."

Did you prepare TWO separate returns -- one for each spouse---when you tried to compare MFJ to MFS?     It is not easy to compare MFJ to MFS using online TT but you can do it.  Since you only get one return for each account and user ID, you have to use 3 accounts and user ID’s—one for MFJ and two for each of the MFS returns.  Compare, choose, and file—and pay—accordingly.   It is much easier to do this comparison using the desktop version of TT installed from a CD or downloaded to your own computer.  You pay once for the software and you can prepare multiple returns easily, and it has a “what if” feature that allows comparisons.       WHAT IF…? If you are using Desktop software: With your return open, click Forms in the upper-right-hand corner Click Open Form In the Search area, type the word what. You should see the What If Worksheet listed, click to open it.  

You aren't required to report the 1099-Q in your tax return, if the entire distribution was used for qualified expenses.    However, this section is now available. If you still get the same message, and you are using TurboTax Desktop, please log into your program and select Online, Check for updates in the top menu.   If you are using TurboTax Online, please log out of the program, clear you cache, and then log back in.  This should allow you to proceed with transmitting your return.  

Last year it worked fine and this year not working at all. TurboTAX is far behind AI implementation and losing its technical strength. Very bad. consider other alternative. Its support also bad and these guys have no clue how Turbo TAX works (I was on the phone for overo 30 minutes with its support and went nowhere.) 

If you are using the TurboTax online editions and want to see the difference based the Filing Status, you will need to create a new account for the MFS.    Actually two more accounts if both of you are reporting income.  One MFS account for you and one MFS account for your spouse.  For the new account you will also need to create a new User ID and add a new email address. Leave your original account as MFJ.   Go to this website and click on Sign up to create a new account - https://turbotax.intuit.com/personal-taxes/online/file-your-own-taxes/