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What deduction drops?     One reason, By increasing your deductions and expenses it will decease your income and you may not be getting as many credits as before like the EIC credit. You can't go by the refund monitor until you have entered everything in. Also after you reduce your income to zero there is no more refund to get back. But even though your taxable income goes down and you owe less income tax on it, you may owe for other things like self employment tax (if you have a Net Profit) or the 10% early withdrawal penalty from 401k or IRA accounts.

We cannot see your return here in the community.  However, if you earned more in 2025 then you may have went to a slightly higher level on the Federal Poverty Level which is used to calculate your credit.   iI this is not the case, then you can go back and double check your entries to be sure there are no typos. 

Here are the most common reasons why the QBI deduction might be missing or reduced to zero on your return:   1. You Earned Your Income as an Employee The QBI deduction is strictly for self-employed individuals and owners of pass-through entities (LLCs, S-Corps, Partnerships).  The "W-2 Rule": If your income is reported on a standard W-2, it does not qualify. The "Former Employee" Trap: If you were recently an employee and switched to a contractor role for the same company, the IRS often presumes you are still an "employee" for QBI purposes for three years unless you can prove otherwise. 2. Your Income Exceeds the Phase-Out Thresholds   The QBI deduction is subject to income limits. If your total taxable income (before the QBI deduction) is too high, the deduction can be limited or eliminated entirely. For the 2025 Tax Year: The phase-out begins at $197,300 for single filers and $394,600 for joint filers. For the 2026 Tax Year: These thresholds have increased. For single filers, the full deduction threshold is roughly $203,000 ($406,000 for joint filers). 3. You Operate a "Specified Service Trade or Business" (SSTB) If your business is in a field like Law, Health, Consulting, Accounting, or Athletics, it is considered an SSTB. Once your income passes the thresholds mentioned above, the deduction for an SSTB begins to disappear. Once you hit the "upper limit" (approx. $247,300 for singles in 2025), the deduction for an SSTB drops to $0. 4. You Have a "Negative" QBI (Business Loss) If your business had a net loss for the year, you don't get a QBI deduction. Furthermore, if you have multiple businesses and one made money while the other lost money, the loss offsets the profit. If the total is zero or negative, the deduction vanishes for this year and "carries over" to next year.   5. It’s Limited by Your Taxable Income The deduction is generally the lesser of:   20% of your QBI, OR 20% of your total Taxable Income (minus net capital gains). Example: If your business made $100,000, but because of other deductions and losses your total taxable income is only $10,000, your QBI deduction is limited to 20% of that $10,000 ($2,000), not the full $20,000.

Because your federal return has already been accepted, you must manually go back into the software to trigger the state e-filing process.    Before filing the states you actually need, remove Oregon to prevent errors or extra charges. Go to State Taxes in the left menu. On the Status of your state returns screen, find Oregon and click the trash can icon or Delete link next to it. Confirm the deletion when prompted.  To submit the "Ready" returns after your federal has been accepted, follow these specific steps to reopen the filing section:  Sign in to TurboTax and go to your Tax Home. Scroll down to Your tax returns & documents and select Add a state (this is just a trick to reopen your return—you aren't actually adding a new state). Once the return is open, select the State Taxes tab from the menu. Run through the state interviews for Minnesota and Louisiana again until you reach the Review section to ensure there are no errors. Proceed to the File section. Important: When asked how you want to file, ensure E-file is selected for your states. You may need to indicate that you "don't want to file" federal since it is already done. Continue until you click the large orange "Transmit Returns Now" button.  

If you are filing as Married Filing Separately you are not eligible for the deduction.  If you are Single and your AGI is over $175,000 or Married Filing Jointly and your AGI is over $250,000 you are not eligible for the deduction.   If you are age 65 or older and meet the requirement, the additional deduction is automatically added on your federal tax return.   Standard deductions for 2025 Single - $15.750 add $2,000 if age 65 or older Married Filing Separately - $15,750 add $1,600 if age 65 or older Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older Head of Household - $23,625 add $2,000 if age 65 or older   New Bonus Standard Deduction (OBBB): An additional $6,000 deduction for taxpayers 65 and older. This is per eligible individual, meaning a married couple both over 65 could get $12,000. Important: This bonus deduction is temporary, lasting from 2025 through 2028. Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers. The amount is calculated on Schedule 1-A, Part V, with that amount flowing to Form 1040 Line 13b Look at your Form 1040 - You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

Pennsylvania accepts efiled state tax returns and if you file electronically does not require that you submit the same return by mail.  There are certain items that can only be submitted by mail but they are relatively rare and the TurboTax system will inform you if you have any of them in your tax return.   If you need extra time, filing an extension by April 15, 2026, moves your submission deadline to October 15. But remember any taxes owed are still due in full by the original April 15 date.

Here are some resources to help you out:  If you're not ready to file taxes for 2025 yet, How do I file an IRS tax extension? Calculate your refund here: Tax Calculator 2025 How to Find Out How Much You Owe in IRS Back Taxes  

If you have a simple Form 1040 return only (no forms or schedules except as needed to claim the Earned Income Tax Credit, Child Tax Credit, student loan interest, and Schedule 1-A), you can file for free yourself with TurboTax Free Edition, or you can file with TurboTax Expert Assist Basic at the listed price. Roughly 37% of taxpayers are eligible.  If you qualify for the Free Edition and you haven’t filed yet, here are instructions to downgrade: https://ttlc.intuit.com/turbotax-support/en-us/help-article/change-service-level/downgrade-lower-priced-version-turbotax-online/L2IDaMvkt_US_en_US  

i turned off virus protection, rebooted, still cannot get the second state software and cannot even file the fed and one state that are finished.  Same error message as all others have seen and cannot reach anyone by phone to solve the problems!  I'm down to the wire with this and have spent all day with this nonsense. 

 If you never had a loss, enter zero. The business stopped in 2024 so grab your 2024 tax return. Look at: Form 8995, Line 16: This is where QBI loss carryforwards are typically listed. If there is a negative number here, that is your "QBI Carryforward." Form 6198 (At-Risk Limitations): Check if this form was filed last year. Look at Line 21. If there was a "loss" that was not allowed because it exceeded your at-risk amount, that is the "At Risk Op Loss." The QBI Carryover Worksheet: TurboTax usually generates a specific worksheet labeled "QBI Carryover" or "Section 199A Carryover." Look for a line labeled "Loss Carryover from 2024."   Follow these steps: Go to the Income Section: Navigate to Wages & Income -> Business Items. Select Business Loss Carryovers (NOL, QBI): This is often where these "uncommon" situations are buried. Update the QBI Carryover: You will see a screen asking about 2024 QBI Carryovers. Ensure the amount for this specific closed business is correct  -maybe a negative number from your 2024 Form 8995   If you need extra time, filing an extension by April 15, 2026, moves your submission deadline to October 15. But remember any taxes owed are still due in full by the original April 15 date.  Pay through either Direct Pay or your individual online account

To add a Form 1099 to an existing line of work for Schedule C (self-employment income and expenses), follow these steps in TurboTax Online:   1. Select Income>Self-employment Income from the left menu   2. Expand the line of work (drop down arrow) and select Edit   3. Scroll to the bottom of the page and select Add income for this work   4. Select 1099 form type and enter details   If you need extra time, filing an extension by April 15, 2026, moves your submission deadline to October 15. But remember any taxes owed are still due in full by the original April 15 date.

It is automatic based on your age. It is not part of your Standard Deduction. The new Senior Deduction is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e. The 6,000/12,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b with any other sch 1-A amounts. Turbo Tax automatically includes it if you qualify. For Single the deduction starts to phase out at 75,000 and maxes out at 175,000 For Joint the deductions starts to phase out at 150,000 and maxes out at 250,000 If you are married you have to file a Joint return And your SSN must be VALID for employment. Do NOT check the box saying Not Valid under My Info. 
For Online version You can preview the 1040 or print the whole return https://ttlc.intuit.com/community/accessing/help/how-do-i-preview-my-turbotax-online-return-before-filing/00/26160 What do you have on 1040 or 1040SR line 13b? See the 1040 ….    

An IRS form 1099-R may be downloaded from your provider, uploaded from your computer or entered by hand.   In TurboTax Online, follow these steps to report IRS form 1099-R:    Down the left side of the screen, click on Federal. Down the left side of the screen, click on Wages & income. Scroll down to Retirement Plans Social Security.  Click the down arrow to the right. Click Start / Revisit to the right of IRA 401K Pension Plan Withdrawals. At the screen Did you get a 1099-R in 2025?, select Yes. At the screen Choose all the situations that apply to you, make selection and Continue. You will be given options:       to connect with your financial accounts,       to upload your form, or       type it in myself.  See also this TurboTax Help.