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TurboTax requires an upgrade from Free Edition to Deluxe when your return includes forms that are no longer considered a simple Form 1040.    Even if your situation seems the same, entering items like itemized deductions, unemployment income, or certain newer deductions can trigger the upgrade.   You can check what caused the upgrade by reviewing your Tax Summary in the program; Free Edition only supports returns with W-2 income, limited interest/dividends, simple retirement income, and the standard deduction.    If you haven't paid yet, you can use Clear and Start Over to remove entries that have added extra schedules and return to the Free Edition.  

One possibility: Look at line 11 of your Schedule 3.  If there is an amount there, then you claimed to have paid excess Social Security.  That could happen when you enter all of the W-2 income under only one name on a joint return.  The IRS refunds the “excess” Social Security.  Now they have matched your W-2’s to the return and they want that money back.   You should always save your own W-2’s for your records—now you need to look at them to check.  Look at your W-2 Box 4  What does it say?  Is it more than the maximum for the tax year?      2022  $9114.00   2023  $9932.40       2024  $10,453.20        2025   $10,918.20    Check the worksheets from your tax return to see if you entered all of the W-2 income for both spouses under only one of the names on a joint return.  That is the most common reason for this problem.  Unfortunately, it is user error.  As you prepare your return, several screens alert you to it.      And if you did in fact make the mistake of entering all of the income for your W-2’s under only one spouse’s name, you may have made that same mistake on the next year’s tax return if you transferred all your data over from the past year to the next.  Check to see—before you get another IRS letter.     On your Form 1040  if you had excess Social Security it flows from Schedule 3 to line 31 of your Form 1040  

Try clearing your cache and deleting cookies, then log back into TurboTax and see if the SSA-1099 field is cleared.   You can also try to open TurboTax Online in a different browser and see if that makes a difference.

Yes, I just realized that. Can I just file the 8824 as an amended 2024 return? It doesn't change the tax liability. Do I need to print & mail the entire return, or just the form 8824 and a cover letter?

ok TT thinks you did a Roth contribution (which you are not eligible to do so it shows as excess), I am guessing you answered a question about recharacterizing your contribution to Roth.   go back through the Trad IRA section, and forget anything to do with Roths - all you did for purpose of this section was a Traditional IRA contribution.  The 1099-R part takes care of the Roth conversion.   "Did you recharacterize any of the traditional IRA contributions for 2025 over to a Roth IRA contribution? " = NO.

Yes, I just realized that. Can I just file the 8824 as an amended 2024 return? It doesn't change the tax liability. Do I need to print & mail the entire return, or just the form 8824 and a cover letter?

If you did not complete a Form 2210 with your return, the IRS will calculate your underpayment penalty and will send you a letter with your balance due.  If you want to complete the Form, you can get it from the IRS website.     Form 2210    Instructions for Form 2210 (2025)  

You are correct that the gross income limit (which is $5,200 for the 2025 tax year) does not apply to a Qualifying Child. However, TurboTax likely flagged your child as a non-dependent because they no longer meet the specific age or student criteria to be considered a "Qualifying Child," causing the software to evaluate them as a Qualifying Relative instead. To be a Qualifying Child, they must be under age 19, or under age 24 if they are a full-time student for at least five months of the year. If your child is 24 or older (and not disabled), or 19–23 and not a full-time student, the IRS switches them to the "Qualifying Relative" category, which strictly enforces that $5,200 income limit.    If they are a full time student. navigate to My Info on the left of your screen, Your household, select your child's name to expand, then choose "Revisit". Continue through the interview until you  to the screen called "Tell us more about [their name]'s situation." Here, check the first box, Full-time student in 2025.

Besides i tried 3 steps i mentioned earlier, i followed your way by adding "a new one"  with our steps below:   Choose add expense or asset, chooses Improvements, furnishings, and other assets in the list of asset options, then continue. Now, navigate to Assets in the expense list, choose Start, Edit, or the pencil icon next to Improvements, furnishings, and other assets.  Now go through the interview.  If the improvement is not qualified to expense, you'll add the asset.  The asset category should be selected as "Rental real estate property." This selection depreciates the property over 27.5 years. And i am stuck because TT asked for the "land value" which is higher than the renovation cost; therefore i cannot move forward with this route.  is this ONLINE turbo tax problem only? or problem to desktop version of turbo tax too??

To reflect a $70,000 worthless investment on your tax return, treat it as a capital loss from a sale on the last day of the tax year (December 31). Report the loss on Form 8949 and Schedule D by listing $0 for the sale price and your $70,000 cost basis. Document the entry as "worthless" in the description field. Stocks, stock rights, and bonds (other than those held for sale by a securities dealer) that became completely worthless during the tax year are treated as though they were sold on the last day of the tax year.  If your total capital losses exceed your capital gains, you can deduct up to $3,000 against your ordinary income, with the remainder carrying forward to future years.  See Worthless Securities.   To enter worthless stock as investment sales in TurboTax Premium online:   From the Federal section, under Wages & Income, Select Stocks, Cryptocurrency, Mutual Funds, Bonds, Other (1099-B, 1099-DA) under Investments and Savings On the Let’s finish pulling in your investment income page, click on Add investments. On the Save time and connect your financial accounts click on Enter a different way On the How do you want to add your docs? click on Type it in myself On the OK, let's start with one investment type, click on Other and Continue On the Tell us more about this sale, type Worthless Stock On the Now, enter one sale for Worthless Stock, complete the information using 12/31/2025 as Date sold or disposed and zero for Proceeds.  Enter your original investment for Cost or other basis   To enter worthless stock as investment sales in TurboTax Premier desktop:   Under FEDERAL TAXES tab,  Wages& Income, select Stocks, Cryptocurrency, Mutual Funds, Bonds, Other (1099-B) under Investments and Savings. Did you have investment income in 2025? YES On the Let's finish pulling in your investment income- click on the Add Investment button On the Let Us Enter Your Bank and Brokerage Tax Documents, click on Skip Import OK, let's start with one investment type- choose Other then Continue Tell us more about this sale  Worthless Stock Continue Now, enter one sale for WORTHLESS STOCK (Proceeds=0 Date sold or disposed= 12/31/2025) Let us know if any of these situations apply to this sale  This was a worthless security  Continue

Debido a que no tienes el formulario físico, debes contactar al pagador (cliente o banco) para obtener una copia. Si no recibes el formulario, puedes usar tus registros bancarios para ingresar los montos exactos de forma manual.   Si aún así, se te dificulta obtener el Forumlalrio, porfavor abre el enlace que te comparto para que veas todas las opciones: como presentar un Formulario 1099 en la declaración de impuestos?  

To enter, edit rental income, expenses and rental asset depreciation - Click on Federal Taxes (Business using Home & Business) Click on Wages and Income (Business Income and Expenses using Home & Business) Click on I'll choose what I work on Scroll down to Rental Properties and Royalties On Rental Properties and Royalties (Sch E) , click on the start or update button