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For the vast majority of WA state retirees, the pension is 100% taxable because their contributions are made on a pre-tax basis. In other words, you never paid taxes on that money when you earned it. To make sure, check your Form 1099-R for any amount in Box 5 and Box 9b. If those boxes are empty, you have no cost or basis, so the full distribution amount is taxable.   After inputting the information from your Form 1099-R on the Enter your 1099-R details screen, TurboTax will ask on the next screen, "Is the IRA/SEP/SIMPLE box on this 1099-R checked?" Typically it is not checked for your type of plan, so select, "No, this box is blank", (if that is the case for you) then Continue Select Other distribution, then Continue Select Qualified plan (most common), then Continue Select None of the above (most will not apply) on the "Do any of these situations apply to you?" screen, then Continue Next, "Was This Distribution From a 403(b) Plan?", select "No, it's another type of qualified plan", then Continue Next, "I didn't roll over or convert this money", then Continue When you reach the Annuity information, select "No" to periodic payments then Continue

Remember that you have up to three years to Amend a Return.  It is processed separately and does not catch up to and correct your original return, and can take up to 12 weeks to process, so don't panic.    Make sure you save a copy of your original return before starting your Amendment.  If you are unable to Efile your Amendment, you can mail Form 1040X and the SSA-1099 form (that's all you need to mail).  Efiling doesn't necessarily speed up the amendment process.   @awoolway 

OK, I think I understand.  The funds were distributed into a non-qualified brokerage account (not an IRA).    To be clear, when asked "Did you rollover all of this ... (Box 1) to another retirement account?" I should select "I did something else".   This way, the taxable amount gets carried forward to the 1040 and I can proceed on.   Did I get that right?   Thanks!

Follow the next steps: On your TurboTax account, click on Tax Tools, then select Tools. Select View Tax Summary and then click Preview my 1040 to view your current form.  To see more detailed instructions, open the link below: How do I preview my TurboTax Online return before filing?  

Schedule 2 is used to calculate additional taxes you might have, like excess advance premium tax credit, self employment tax, additional tax on social security and Medicare tax on Medicare tax on wages.  If TurboTax is calculating Schedule 2 it must be because you have an additional tax.     Review your return, and see what additional tax is being calculated on Schedule 2, once you know what tax it is, you could have more information as to what is causing TurboTax to complete this schedule.   What is IRS Form 1040 Schedule 2?   How do I preview my TurboTax Online return before filing?

The IND-031-04 reject code indicates that the primary taxpayer's prior-year Adjusted Gross Income (AGI) or self-select PIN does not match IRS records.   If you entered the 2024 AGI from the 2024 Form 1040 Line 11 and the IRS has rejected the tax return, then enter a 0 (zero) for the 2024 AGI and e-file again.

The contribution is only entered from the form 1099-R, not as a separate contribution.  And, the 1099-R needs to be code 1, I don't think Turbotax will ask the HSA question if any other code is used.  If another code is used, change it to code 1 in program.   When Turbotax sees a code 1, it will say, "this is taxable but let me ask about situations that might change the tax" and one of those situations is direct HSA contribution.     You also need to make sure you run the HSA interview to indicate that you (she) has qualified coverage for the whole year.   You should indicate that she is "covered" by a qualified HDHP even if the policy is through your employer or in your name.  She is "covered" if she is covered, even if she is not the "owner."

Joint occupancy is only indicated when you shared the energy credit costs with someone NOT on your return.  I would suggest you Delete Form 5695, and step through the interview again to repopulate it properly.  If you're Married Filing Jointly, but live apart from your spouse, DON'T indicate that 'you lived in separate homes' in the interview.   After deleting the form, close the program, and clear Cache and Cookies before returning to the interview.   If this was the only error you had in REVIEW, try skipping the review and go directly to FILE.   @mckitb 

I had a penalty once when I had a refund.  I have Home & Business too.   If you get a penalty on 1040 line 38, you might be able to eliminate it or at least reduce it. You can go to Federal Taxes tab or Personal tab, under Other Tax Situations and select Start by the Underpayment Penalties. You will answer a series of questions that may reduce or eliminate the penalty. Or you can elect to have the IRS figure the penalty for you. It's form 2210. How to add form 2210 for Underpayment Penalty https://ttlc.intuit.com/community/tax-payments/help/how-do-i-add-form-2210/00/25703   It's under Federal tab or Personal (for Home & Business Desktop) Other Tax Situations Additional Tax Payments Underpayment Penalties - Click the Start or update button