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The distribution from the 401(k) does not satisfy the RMD for your IRA.  The IRA RMD must be satisfied from the IRA.  Also, distributions from your IRA do not satisfy the RMD for the 401(k).  Each must be satisfied separately.

Winning a "prize" at something like a "makeshift" church casino or something of that nature, may not be considered "gambling" by the IRS. The organizer probably doesn't hold a gambling license, doesn't tally losses, and might even be exempt on tax if they are a nonprofit.  Regardless, the Winner will need to claim the cash or value of the prize as income.  YOU HAVE THE OPTION: Since the "prize" is reported on Form 1099-MISC, that form can be entered and it will be listed as Other Income on schedule 1 and that will be the end of it.    HOWEVER, if you're sure it should be considered as "Gambling Winnings" and that you can offset that gain with gambling loss, you can enter it as Gambling Winnings and then also have the option to enter your substantiated gambling losses.  The gambling losses can offset the gain on your 2025 return, but cannot result in a loss.  Starting in tax year 2026, only 90% of winnings can be offset with losses.    Since the winnings are reported on Form 1099-MISC, and if you want to report that as gambling, and you also want to enter the 1099-MISC so that it appears on your return,  you will have to do a couple entries in the TurboTax program. First enter the amount of winnings listed on the 1099-MISC in the gambling section.  Income / Wages & Income Less Common Income Prizes, Awards, and Gambling   Next enter your losses in the same section.  You do need written evidence of the losses if you were to be audited.    Next, enter the 1099-MISC Income / Wages & Income 1099-MISC and Other Common Income Income from Form 1099-MISC   START or UPDATE Be sure to indicate that it was not for self-employment by selecting "Not like work" "Not to make money"   Finally, enter and "adjusting entry" to "zero-out" the 1099-MISC (since you are claiming that same income in the W-2G section) Income / Wages & Income Less Common Income Miscellaneous Income, 1099-A, 1099-C   START or UPDATE Other reportable income (the last option if using Desktop)    START or UPDATE Select "Add" Enter something like "Gambling reported on 1099-MISC"  and the amount AS A NEGATIVE number to adjust for (zero-out) the 1099-MISC This will result in the gambling winnings being reported on your Schedule 1 line 8b. The amount reported on your 1099-MISC will be on Schedule 1, as well as also a negative adjusted on Schedule 1 line 8z.   The loss is listed on Schedule A and only if you choose to Itemize your deductions rather than take the Standard Deduction.    @verfurthsteven  @2539  @bl275