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I'm over it. I've already signed and filed but tt somehow magically has zero trace of it ever happening. So earlier I changed back to mfj instead of single and jumped through all the other hoops just to have it reset again when I tried to do a final review. BEYOND over TT.

This path bypasses the "Switch Product" menu and goes straight to the billing logic, where a "Downgrade" button sometimes appears.   On the left-hand menu, click File.  Follow the screens (don't worry, you aren't filing yet) until you reach the "Just a few steps left" screen. Click Start or Revisit next to "Step 1: Review Your Order." On the order summary page, look for a small link that says Downgrade or Remove Expert Assist. If you have already clicked "Talk to an Expert" and connected with someone, this option will likely be gone. If you cannot find the Downgrade button, "Clear and Start Over" is unfortunately the only way to remove the fee.   @ebaugue 

You don't have any estimated tax payments that were made on your behalf if you were not told about them.  So ignore that.  Same with income tax withheld.  Your gains and losses get entered with the earlier K1 information that you already entered so you should be fine.

Since this is a rollover Roth IRA contribution, it is not entered as a contribution on your return or it will be considered taxable.   You will need to track it yourself on your Form 8606, or if the contribution is for the beneficiary, they will track it on their 8606.   @user17715594643 

In the tax code, the 60-day indirect rollover rule generally does not apply to non-spouse beneficiaries (like a niece or nephew).   Trustee-to-Trustee only: To keep an inherited IRA from an uncle non-taxable, the funds must move directly from one bank to another via a "Trustee-to-Trustee Transfer." Since you received a check instead of  transfer, this is taxable.  If the check was made out to you personally and you deposited it, the IRS views this as a completed distribution. Once you touch the money, it is taxable, and it cannot be "put back" into an inherited IRA.   TurboTax detects  Code 4 in Box 7 of your 1099-R (which stands for Death/Beneficiary) and knows that for a non-spouse, an indirect rollover isn't an option. This is why you don't see the "I rolled this over" checkbox.   The only caveat to this situation is if the check was made out to your new inherited IRA provider listing you as a beneficiary on the check. If so, this makes this a trustee-to-trustee rollover and is not taxable. Don't try to do this unless your check was made out to the provider AND NOT TO YOU.    

On the Income Topics page, go to Less Common Income > Miscellaneous Income 099-A, 1099-C.  On the next page, scroll al the way down to Other Reportable Income.   Enter a description and amount on the next screen.  This puts the amount on Schedule 1, Line 8z, and includes it on Form 1040, Line 8 and is not considered wages or self-employment income.   @cbeaver724         

Turbotax could turn on Forms mode and Calculation tracing once you pay for it,  just like they do to enable your ability to view your return and print it out. You can't print or view the forms with the online version until you pay.   I think more people would use the Online version if they provided some of the great Desktop features.

It is free to file a tax return using TurboTax if you use the Mobile app and you do not use TurboTax to file your 2024 tax return.   Otherwise -   The TurboTax Free online edition is for very simple tax returns that do not require any other form or schedule other than the Form 1040.  If your tax data requires entry on any other form or schedule then you must upgrade to the Deluxe edition or higher.   Go to this TurboTax website for the Free online edition - https://turbotax.intuit.com/personal-taxes/online/free-edition.jsp   Please Note - TurboTax Online: Important Details about Filing Form 1040 Returns with Limited Credits A Form 1040 return with limited credits is one that's filed using IRS Form 1040 only (with the exception of the specific covered situations described below). Roughly 37% of taxpayers are eligible. If you have a Form 1040 return and are claiming limited credits only, you can file for free yourself with TurboTax Free Edition or TurboTax Live Assisted Basic (if available), or you can file with TurboTax Full Service at the listed price. Situations covered (assuming no added tax complexity): W-2 income Interest or dividends (1099-INT/1099-DIV) that don’t require filing a Schedule B IRS standard deduction Earned Income Tax Credit (EITC) Child Tax Credit (CTC) Student loan interest deduction Situations not covered: Itemized deductions claimed on Schedule A Unemployment income reported on a 1099-G Business or 1099-NEC income Stock sales (including crypto investments) Rental property income Credits, deductions and income reported on other forms or sch

Everyone's tax situation is different and the complexity of your tax situation, meaning the forms needed to file your return, determines if you qualify for the TurboTax Free Edition.   The TurboTax Free Edition is strictly limited to simple Form 1040 returns. If your return requires additional schedules to report specific types of income or to claim certain credits, the system will prompt you to upgrade to TurboTax Deluxe or higher.   Here are the most common reasons you would be required to upgrade to a paid version: Unemployment Income: If you received a 1099-G for unemployment benefits, this is no longer covered under the Free Edition for the 2025 tax year. Itemized Deductions: If you are claiming deductions for mortgage interest, property taxes, or large charitable contributions on Schedule A instead of taking the standard deduction. Investment Income: Reporting stock sales, cryptocurrency transactions, or rental property income. Self-Employment/Gig Work: If you have 1099-NEC or 1099-K income and need to deduct business expenses on Schedule C. Education Credits: Claiming the American Opportunity Tax Credit or Lifetime Learning Credit (Form 8863). To see if you have forms that are not included in the free edition: Sign in to your TurboTax Online account. Select Tax Tools from the left menu and then click Tools. Click on View Tax Summary. Look for Schedules 1, 2, or 3. If any of these are present (other than for the Student Loan Interest deduction or the EITC/Child Tax Credit), an upgrade is required. If you want to start over to remove an accidental entry:  Select Tax Tools  Clear and Start Over  This will erase all data entered so far Student Loan Interest (Form 1098-E) is technically an "Adjustment to Income" (an Above-the-Line deduction). While it is a common and simple form, TurboTax's commercial "Free Edition" is restricted to Form 1040 only with no additional schedules.   Even though you are taking the Standard Deduction, Student Loan Interest is reported on Schedule 1. As soon as the software detects a need for Schedule 1 (for student loans, unemployment, or self-employment), it triggers an upgrade to Deluxe.   As long as you haven't done the upgrade, you can go back to the question, "Did you pay student loan interest?", and say no, you will not need Schedule 1. The software won't prompt you to upgrade—but you will lose that deduction.