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The workaround works, but this is a serious bug and should be easy to fix. The message was in January 2025 and there have been multiple updates. Does no one at Intuit know how to change a 5-digit input field to a 6-digit input field??

If your self-employment income was even $400 you are required to file a tax return and pay self-employment tax for Social Security and Medicare.  You can skip W-2's and enter your self-employment income and your SSA1099. https://turbotax.intuit.com/personal-taxes/self-employment-taxes/        Go to Federal> Wages & Income>>Retirement Plans and Social Security  (SSA1099 and 1099RRB) to enter your SSA1099.   If you have self-employment income for which you will pay self-employment tax for Social Security and Medicare,  you will need to use online Premium software or any version of the desktop software download so that you can prepare a Schedule C for your business expenses.   Or—-Use this IRS site for other ways to file for free.  There are 8  free software versions available from the IRS Free File site   https://apps.irs.gov/app/freeFile/   Or—if you live in certain states you may be eligible to use the new IRS Direct File     In Filing Season 2025, Direct File will be available in Alaska, Arizona, California, Connecticut, Florida, Idaho, Kansas, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Washington, Wisconsin, and Wyoming.    https://directfile.irs.gov/   https://home.treasury.gov/news/press-releases/jy2629  

There has not been income averaging for years except for farmers and fishermen,    2024 Instructions for Schedule J (2024) | Internal Revenue Service Use Schedule J (Form 1040) to elect to figure your 2024 income tax by averaging, over the previous 3 years (base years), all or part of your 2024 taxable income from your trade or business of farming or fishing. This election may give you a lower tax if your 2024 income from farming or fishing is high and your taxable income for 1 or more of the 3 prior years was low.    In order to qualify for this election, you aren't required to have been in the business of farming or fishing during any of the base years.    You may elect to average farming or fishing income even if your filing status wasn't the same in the election year and the base years.   This election doesn't apply when figuring your alternative minimum tax on Form 6251. Also, you don't have to refigure, because of this election, the tax liability of any minor child who was required to use your tax rates in the prior years.   About Schedule J (Form 1040), Income Averaging for Farmers and Fishermen | Internal Revenue Service

Using the TurboTax online editions you would need the Premium edition which is $139 with a state tax return an additional $64 - https://turbotax.intuit.com/personal-taxes/online/premium/   Using the TurboTax desktop editions, any of the editions can be used - https://turbotax.intuit.com/personal-taxes/cd-download/

Yes, there is no earned income to claim the Roth contribution thus it is disallowed. You may withdraw this this by April 15 or leave in your account, pay the 6% penalty and wait until next year. If a Roth IRA contribution is allowed next year (or any future year), excess contributions can be applied up to the contribution limit for that year and no longer subject to the penalty.