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To hopefully help others with this issue in the future, here is a summary of everything and what I did to (hopefully) resolve my problem: - In 2024 I rolled over my Vanguard Roth 401k into a long-established Schwab Roth IRA. - The contents of the ROTH 401k included both my post-tax contributions as well as my employer’s pre-tax contributions (as allowed per the 2022 SECURE Act 2.0). - Vanguard’s Disbursement Confirmation Letter for the rollover distinguished my post-tax employee contributions as non-taxable, and my employer’s pre-tax contributions as being taxable as ordinary income. - However, the 1099-R that I received from Vanguard showed the full amount as Gross Distributions but declared there was no amount taxable. The 1099-R only provided a Distribution Code of "H" (Direct rollover of a designated Roth account distribution to a Roth IRA) and showed the correct amount for my employee contributions but noted "$0" in the "Taxable Amount" box. - After requesting a revised 1099R, an internal review at Vanguard declined to either modify the 1099-R or to split it into two 1099Rs with different distribution codes. - A Schwab representative suggested using their Recharacterization Form to ask Schwab to recharacterize and move the pre-tax amount into my regular Schwab IRA. - Their response to my request was that due to the Tax Cuts & Jobs Act of 2017 they were not allowed to recharacterize anything in a rollover nor treat any part of it as a conversion - and that I had to shift the pre-tax funds into my margin account as an excess contribution by the April 15 deadline for the 2024 tax year. - In a later call to Schwab, a different representative said that I could use their “Certification for Late Rollover Contributions” form to justify a subsequent move of the funds from my Schwab Margin Account into my Schwab IRA (Where I believe it should have been deposited during the rollover process). - The form allowed a “self-certification” of the reason for missing the usual 60-day rollover deadline (“An error was committed by the financial institution making the distribution or receiving the contribution”). - It will ultimately be up to the IRS to allow or deny this self-certified correction to my rollover – most likely in response to the statements from Schwab that declare these movements of funds for my 2025 taxes (a statement of the funds leaving the ROTH IRA, plus a statement of the funds entering my regular IRA). - In hindsight, I might have less anxiety over the IRS accepting my certification to correct this issue if I had moved the employer-contributed funds out of my ROTH IRA and then into my regular IRA within the normal 60-day window after the rollover distribution.

Did you e-file your tax return and was it accepted? Only the IRS and your State control when and if a Federal or State tax refund is Approved and Issued.   You complete your tax return by finishing all 3 Steps in the File section. In Step 3, to e-file your tax return, you must click on the large button labeled "Transmit my returns now".   After completing the File section and e-filing your tax return you will receive two emails from TurboTax. The first email when your tax return was transmitted and the second email when the tax return has either been accepted or rejected.   Note - Once a tax return has been Accepted by the IRS or a State, TurboTax receives no further information concerning the tax return or the status of any tax refund.  Only the taxpayer listed on the tax return can obtain the status of a tax refund or a tax return.   To check the status of an e-filed return, open up your desktop product or log into your TurboTax Online Account. You can find your status within the TurboTax product.   What is the status of the e-filed tax return?

The only date that matters is the date that they were acquired.  The offering period doesn't matter because your spouse had no control over the stocks until she acquired them.  Make sure that the basis (the amount paid) is correct.     @JohnK10 

Then you prepare a part-year return for LA and pay LA tax on the income you received while you lived in LA.      https://ttlc.intuit.com/turbotax-support/en-us/help-article/printers-printing/file-part-year-state-return/L82I8dCHS_US_en_US?uid=m68cdx44     ALLOCATE PART YEAR https://ttlc.intuit.com/turbotax-support/en-us/help-article/state-taxes/allocate-split-income-part-year-state-return/L8KzwwBCQ_US_en_US?uid=m5y1ulrh  

No, you don't need the 1099-R. You report an RMD as income in the year that you actually receive it, even if it's the RMD for an earlier year. On your 2025 tax return you will enter the 1099-R for the combined amount and pay tax on all of it on your 2025 tax return. That's an additional drawback of missing an RMD. You end up paying tax on two RMDs in one year. The only purpose of the amended return is to add Form 5329. That form will show the amount you should have taken, but didn't, and request a waiver of the penalty. But it does not report the income. The amended return will not change your 2024 income or tax.  

TX has no state income tax, so there was nothing for you to file for TX.  But if you lived in LA you were subject to paying income tax to the state of LA.    You should have filed a resident state return for LA for that year.    The state is correct.

I RECEIVED A LETTER FROM THE IRS/STATE     TurboTax does not receive any information from the IRS or your state after your return was filed, so no one at TurboTax knows about a letter you received from the IRS or the state.   https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-audit/turbotax-audit-support/L6AcMoNFD_US_en_US?uid=m5z7by9u     https://ttlc.intuit.com/turbotax-support/en-us/help-article/internal-revenue-service/got-cp2000-notice-irs/L7Da6em2t_US_en_US?uid=m4of6ngd

You can override the number the system has put there but overriding any number voids the accuracy guarantee.  So before you override it make certain that you are correct about the calculation that goes there.   @andrew0071 

What is the status of the e-filed tax return?  What is the status of the tax refund?   Did you e-file your tax return and was it accepted? Only the IRS and your State control when and if a Federal or State tax refund is Approved and Issued.   You complete your tax return by finishing all 3 Steps in the File section. In Step 3, to e-file your tax return, you must click on the large button labeled "Transmit my returns now".   After completing the File section and e-filing your tax return you will receive two emails from TurboTax. The first email when your tax return was transmitted and the second email when the tax return has either been accepted or rejected.   Note - Once a tax return has been Accepted by the IRS or a State, TurboTax receives no further information concerning the tax return or the status of any tax refund.  Only the taxpayer listed on the tax return can obtain the status of a tax refund or a tax return.   To check the status of an e-filed return, open up your desktop product or log into your TurboTax Online Account. You can find your status within the TurboTax product. If accepted by the IRS use the federal tax refund website to check the refund status - https://www.irs.gov/refunds If accepted by the state use this TurboTax support FAQ to check the state tax refund status - https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/track-state-refund/L3jgO8PGs_...   After the tax return has been Accepted by the IRS (meaning only that they received the return) it will be in the Processing mode until the tax refund has been Approved and then an Issue Date will be available on the IRS website. See this IRS website for federal tax refund FAQ's - https://www.irs.gov/refunds/tax-season-refund-frequently-asked-questions

See https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/prepare-2020-2019-2018-tax-return/L6De9oWON_US_en_US   Prior-year returns must be paper-filed, as e-filing is no longer available for them. We'll walk you through that process when you get to the File section in the software.

If you are looking for your refund, you can check the IRS Where's My Refund.   If you are needing to see/print your return: To access your tax returns (current or prior year) you will sign into the TurboTax website with the user ID you used to create the account - https://myturbotax.intuit.com/   Scroll down to the bottom of the screen and on the section Your tax returns & documents click on Show.  Click on the Year and Click on Download/print return (PDF)   As an alternative for current year return, when you sign onto your online account and land on the Tax Home web page, scroll down and click on Add a State (You will not really be adding a state).    This will take you back in to the 2024 online tax return.   Click on Tax Tools on the left side of the online program screen.  Find the Print Center and choose the year you want to print.  If you want your full return including worksheets, choose the option Include government and TurboTax worksheets.   In TurboTax Online, follow these steps to print/view your return and all of the informational worksheets after you have filed:   Sign in to TurboTax Scroll down to Your Tax Returns & Documents Select 2024 and then Add a State (You aren't actually adding a State but this gets you back into the Print Center) From the left panel Select Tax Tools, scroll down a little and select Print Center Select Print, save or preview this year's return Select the 2024 Federal and/or State return box Choose to Include TurboTax and government worksheets Select View or Print Forms  

Did you file your federal with TurboTax for the year you are wanting to file the state.  If not, you will not be able to. I would suggest going to your State's Website and seeing if they have an online filing for state only returns.   How do I contact my state Department of Revenue?