If I claim a dependent that owes student loans will they take it out of my return

[aaron18758]

My girlfriend lives with me and she owes student loans she has no income and does not work if I claim her as a dependent will they garnish my return for her student loan debt

[DoninGA · Accepted solution]

Your tax refund cannot be seized for the debts of dependent claimed on your tax return.

[aaron18758]

Thank you!

[nwicoco1]

DON'T DO IT!!!!!!!! Indiana did it to my bf, I owe in Student Loans (he owes nothing) he claimed me as a dependent and my old school took his refund. We were NEVER married and they took his state tax return funds. I'm not sure if the new tax laws have something to do with the state being able to take refundsor what. MY personal suggestion is, If you are beyond broke and rely on tax money to get you through the year DO NOT CLAIM THAT PERSON!

[kasey-cooke]

question did it show on where my refund that you was getting back 0? bc I claimed someone and I owed student loans and the other person owed nothing. why is it saying what I was supposed to get and then at the bottom it shows 0.

[kaitym89]

i believe it can claim state refund but not federal for student loans. may be incorrect but believe so

[thompsonkayla181]

Did he ever try to get his money reimbursed? Just curious I live in Indiana as well and I was gonna claim my fiance but donf want to take the chance like you said of something I rely on. 

[Tazlvr2013]

I live in az. I’ve been retired due to health since July. My student loan has gone to collections. My son wants to add me as a dependent to his taxes. Will his refund be taken for the student loan. 

[JohnW222]

No, not if you're listed as his dependent, and the loan is in your name.

[goldensrule2]

Thank you for this info! I have a 27 YO son i claim as my dependent, has no income all year, whom owes college loans. I was wondering same question.

[LinaJ2020]

At the federal level, the IRS cannot seize your tax refund to pay for the debts of dependent claimed on your tax return.  As far as the states, it depends on their own rules.  I would suggest you contact the Department of Revenue of your state to verify. 

For contact, click here :

Department of Revenue States

@goldensrule2 @Tazlvr2013

[Jdanielsr]

So was it garnished?