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Your fee is taken out of your federal return at the time that the IRS issues your refund. That is what the third party bank does. The refund goes first to the third party bank. The bank takes your fee out and sends the rest of the refund to you. By the time you receive your refund, the fee has been paid.
The amount of your refund advance will automatically be deducted from your tax refund (along with any other agreed-upon fees) when it’s received from the IRS.
Please click What's Refund Advance? to learn more.
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