Married and filing jointly. Can refund be depositied into wifes bank account if husband not listed on bank account?

[mikesgirlkate46]

Filing joint return but want refund deposited into wifes bank account . Husband has his bank account she has her own also but they do not share joint account. Last year refund went into husbands accou nt and this year they wish to deposit into her account

[WillK]

Yes, the IRS should not have any issues depositing the refund into that account as long as the account number and routing number are correct and your wife's name is on the account. 

[Dapper1313]

I disagree with the above answer.  A bank probably would not accept a direct deposit from any source if the account is only in one name but the check is payable to two people.  There is no way to have both parties endorse the back of the check and the bank could be liable if one payee complained.

[kitfam2324]

@mikesgirlkate46 it may depend on the bank.. another user posted that her bank rejected the refund because her husband wasn't on the account.

[kckingsbury]

The IRS allows it, but each bank has its own policy.  Check with your bank as to whether they will accept a direct deposit refund from a MFJ return into an individual account.

[amandabree89]

What bank did you deposit your MFJ return into before?