They might mean an extension for having the fees deducted...

I wanted to get an extension because I haven't received my refund yet and I opt to pay out of my refund

posted

If you have already Efiled your return and are now waiting for your Refund, you don't need to File an Extension.

This is for those who are unable to file their tax return by April 15th.

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They might mean an extension for having the fees deducted from their bank account since the IRS hasn't sent the refund yet.

I wanted to get an extension because I haven't received my refund yet and I opt to pay out of my refund