@ cjeanb2 wrote:
It has been weeks, and i don't see refund. I d like to verify which bank refund was sent to
It has been weeks since what? Are you wanting to say that the following IRS "Where's My Refund" tool says your refund was sent weeks ago, and you never received it?
https://www.irs.gov/refunds
If the IRS WMR tool at that link says your refund has been sent electronically, then where the funds go first depends on what you chose for your refund option. Look at your return PDF and view a page called Electronic Filing Instructions and that should show you what your refund choice was.
Here are some possibilities:
- If you chose no special handling, the IRS sends a direct deposit directly to your bank account (or card.) If your bank refuses the deposit, it goes back to the IRS who would issue a check in the mail.
- On the other hand, if you chose to pay any TurboTax fees out of your Federal refund, the IRS sends your refund to an intermediary bank where the fees are subtracted, and then that intermediary bank sends the remainder of the refund to your bank account (or card). The company that handles that is SBTPG, a Green Dot company, and the bank is often a Green Dot Bank or affiliate. If for some reason your bank refuses that deposit, it goes back to SBTPG's bank, who would normally issue a paper check in the mail. Less commonly, SBTPG might send a returned deposit back to the IRS and let the IRS send a check in the mail.
If you used that method to pay TurboTax fees, you can look up the refund status at SBTPG's refund lookup tool. Choose the "For Taxpayers" portal at: https://www.sbtpg.com/ - If you chose to receive your refund into a Credit Karma Money Spend account and Credit Karma Visa Debit Card, that is handled by a bank called MVB Bank. Some people have said they ended up with that Credit Karma option without realizing it and spent weeks wondering where their money was, and it was at Credit Karma. If that happened to you, you can contact Credit Karma Support for the Money Spend account.
- A few users have reported that the IRS sent their refund to their brokerage cash account without their realizing it. I suspect these users had used the TurboTax import feature to import data from a brokerage account in the past and that TurboTax also imported that deposit info. In that case, the bank involved would be whatever particular underlying bank the brokerage uses to manage the cash funds in a client's brokerage account.
NOTE: It's also possible to have more than one of those situations if fees were paid out of the Federal refund (option 2). For example, a filer might have chosen situations 2 and 3, or 2 and 4.
