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IRS Rejected return for missing form 1095-a - but I did not have a health plan from the ACA

IRS keeps rejecting my e-file tax return because form 1095-a is not included - I received unemployment in 2021 but did not buy health insurance from the ACA so do not have a form 1095-a. I answer NO to TurboTax question - "Did you buy health insurance from ACA" and keep going but when I e-file, IRS rejects the return (missing form 1095-a).

 

My COBRA payments were "forgiven" because of unemployment - could this be the reason for filling out Form 8962 (PTC) and requiring 1095-a?

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5 Replies
MichelleLO
Intuit Alumni

IRS Rejected return for missing form 1095-a - but I did not have a health plan from the ACA

Please see if the steps in the below TurboTax Help Article assist with resolving your rejection due to 1095A. 

How do I fix e-file reject F8962-070?

 

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IRS Rejected return for missing form 1095-a - but I did not have a health plan from the ACA

Hi Michelle,

 

Thanks for your response. I tried clicking on your link and it doesn't seem to work - a page displays saying the site can't be reached

 

Regards

Ajay

IRS Rejected return for missing form 1095-a - but I did not have a health plan from the ACA


@AjaySinha wrote:

Hi Michelle,

 

Thanks for your response. I tried clicking on your link and it doesn't seem to work - a page displays saying the site can't be reached

 

Regards

Ajay


This is the correct link - https://ttlc.intuit.com/community/rejected-tax-return/help/how-do-i-fix-e-file-reject-f8962-070/00/2...

JohnB5677
Expert Alumni

IRS Rejected return for missing form 1095-a - but I did not have a health plan from the ACA

Can you please confirm that you've logged into a Marketplace account or called the Marketplace to confirm that none of the SSN listed on your tax return had marketplace insurance at ANY time during the year and there is NO 1095-A that was or will be issued?

 

 There are a couple of reasons why this can happen.  Please try these workarounds.  The first will clear the form.  From time to time it will come back.  Then use the second alternative.

 

 On the menu bar on the left that shows.

 

  1. My Info
  2. Federal
  3. State
  4. Review
  5. File
  6. Select Tax Tools
  7. On the drop-down select Tools
  8. In the Pop-Up menu select Delete a Form
  9. This will give you all of the forms in your return
  10. Scroll down to the form you want to delete
  11. Select the Form
  12. Click on Delete.
  13. Always use extreme caution when deleting your tax return.  There could be unintended consequences.

 The IRS is rejecting returns because they believe you or someone on your return had insurance through the marketplace. If you did have insurance through the marketplace in 2020, you may still just be on their list.

 

 The workaround is to enter $1 for the 1095-A.  This will not affect anything on your return but having the form there may get the IRS to accept your return.  

 

To do this take the following steps: 

  1.  Click Deductions and Credits
  2. Scroll down to Medical and Click Show More
  3.  Click Start or Revisit next to the ACA
  4. As you walk through the questions, you will be asked if you received a 1095-A.  
  5.  If you did NOT, click YES anyway.
  6.  Enter 0's for the Marketplace identifier and Policy number.
  7. Enter $1 for January monthly premium amount and SLCSP
  8.  Walkthrough to the end and submit your return. 


 

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IRS Rejected return for missing form 1095-a - but I did not have a health plan from the ACA

Thanks so much John! Your suggestion did the trick - I contacted the Marketplace and they DID have a form1095-a available for me to download. Apparently my insurance agent had bought a policy for me from the marketplace rather than direct from the insurance company.

 

After I entered the information from form 1095-a, my e-file return was accepted by the IRS

 

Thanks again!

 

Regards

Ajay

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