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You cannot apply for a refund advance for the 2024 federal tax refund. It will only be offered if you are eligible.
See this TurboTax support FAQ for the refund advance - https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/offer-details-disclosures-ref...
The refund advances are not issued until the IRS accepts your e-file. The IRS will not be accepting e-files until sometime late in January.
https://turbotax.intuit.com/refund-advance/
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