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You can file your tax return, then apply for a payment plan on the IRS web site. Your state probably has a similar arrangement. When TurboTax asks how you will pay the tax, say that you will pay by check, but don't send a check. Saying that you will pay by check is just a way of filing the tax return without paying right away.
pay half or whatever you can pay.
IRS will bill you for the rest a few weeks or a month later.
you will pay interest,
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