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No. The requirement for receiving a refund advance is to use the Credit Karma account.
No. The terms of the advance require you to use Credit Karma.
REFUND ADVANCE LOAN
https://turbotax.intuit.com/refund-advance
Link your TurboTax account to Credit Karma
https://ttlc.intuit.com/community/intuit-account/help/is-credit-karma-a-part-of-turbotax/00/2092900
https://support.creditkarma.com/s/
And the money is not issued until your e-file is accepted by the IRS.
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