Be patient. What does the IRS say? IRS Where's my refun...

My income tax has been accepted for over a week and it still hasn't been direct deposit to my bank account?

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The IRS states that nine out of 10 e-filed tax returns with direct deposit will be processed within 21 days of IRS e-file acceptance. You just need to wait some longer. & you might be the 1/10 that takes longer so...

Be patient. What does the IRS say? IRS Where's my refund https://www.irs.gov/refunds/

Make sure you are using the refund amount from your actual federal tax return and not the combined amount Turbo Tax showed you at the end. That was for federal and state combined.