Where do I document my out of pocket health insurance premiums bought on a state exchange. TurboTax says not to include it in the medical expense section. No 1095-A

[MarilynG1]

Yes, you would deduct Health Insurance Premiums in the Medical Expenses section, under Deductions & Credits.

However, if you are not Itemizing Deductions, this won't help you.

If you don't have a 1095-A to enter, you should contact your Plan Administrator, or see if you can get one online, as the IRS may request a copy from you.

If you are Self-Employed, click this think for info about Self Employed Health Insurance. 

[Anonymous]

I contacted my Health Exchange in Colorado and they said I won’t get a 1095-A because we had a Catastrophic Health Plan. It’s ACA compliant purchased thru the exchange. 

[CatinaT1]

Your 1095A comes from www.healthcare.gov.  Log into your account and print from there.

[Anonymous]

Nope. I contacted my exchange and they won't issue one. As I stated, if you have a catastrophic ACA plan, which is basically a price break on bronze plans, you won't have a 1095-A issued. So I have a QHP from the exchange and won't be getting a 1095-A. Turbotax says not to put it under health care premiums if it is an ACA plan. 

[AmyC · Accepted solution]

Enter deduction as through regular medical expenses, here is why:

• The purpose of entering the 1095-A is to determine the correct amount of premium tax credit you received versus what you qualify for.
• Since you did not receive federal assistance with your health insurance payment, then you would not need to enter the form 109-A.
• Because it is not on a 1095-A- with federal assistance, go ahead and enter your expenses in the medical section as if it is not Obamacare - tax credit related.

Related:

Questions and Answers on the Premium Tax Credit | Internal ...

What is the ACA's catastrophic plan and who is eligible ...

[Anonymous]

Thank-you for the explanation for what I expected I would need to do. It's nice to hear it from an expert and not having to assume it was the right way to do it. 

Thanks again.