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If your refund is enough to cover your TurboTax fees PLUS the extra “refund processing” fee of $40 ($45 in CA) and your forms are ready then when you are in the FILE section you can choose to have your fees deducted from your federal refund by a third party bank, who will take out your fees and send you the rest of your refund after the IRS issues the refund.
What is Refund Processing Service?
How can I see my TurboTax fees?
https://ttlc.intuit.com/questions/2565973-how-do-i-review-my-fees-in-turbotax-online
Well a state return is a separate $39. Then if you want the fees deducted from your federal refund the is an Extra $40 Refund Processing Service charge (45 in California). Which you can avoid by paying upfront with a credit card.
How to review your fees
For help with fees
https://ttlc.intuit.com/community/charges-and-fees/help/what-can-i-do-to-reduce-my-fees/00/26051
Remove Pay with Refund fee
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