What year do I claim a credit card charge or check written? The year the charge was paid? The year the check cleared the bank? Thank you

[Hal_Al · Accepted solution]

The year it was effectively paid (left your possession).

For credit cards that's the date of the charge. For checks, it's when the check was given to the payee or the date it was put in the mail to them.

[melinda]

Thank you!