Tax Year Prior to 2020: Forgot to file 1095A

[HelenC12]

If you forgot to include Form 1095-A, in your income tax return, you'll probably get a letter from the IRS requesting it.

Form 8962 Premium Tax Credit is required when someone on your tax return had health insurance in 2019 through Healthcare.gov (or a state marketplace) and took the Advance Premium Tax Credit to lower their monthly premium.

We'll help you create (or correct) the form in TurboTax.

First, make sure you have a clean copy of your original tax return for your records.

• If you haven't already saved one, sign in to TurboTax Online and go to Tax Home or
• go to the Print Center in TurboTax CD/Download to print or save a PDF copy. If you're using TurboTax CD/Download, you may want to create a separate copy of your .tax2019 file by going to File and Save As.

Next, find your Form 1095-A. This won’t be in TurboTax. You should have received a paper form in the mail from your marketplace. If you didn't receive a Form 1095-A, sign in to your Healthcare.gov account to download a copy. Once you've got it, follow the instructions below for your version of TurboTax.

When you're done in TurboTax, you'll need to print out form 8962 and mail or fax it to the IRS, along with any other items requested in their letter (IRS Letter 0012c).

If there's a change to your refund amount or the amount you owe, you'll need to print and send page 2 of your 1040.

Keep in mind:

• Respond promptly.
  • If you disagree with the IRS, respond with an explanation—and with the item(s) they're requesting.
• You don't need to complete or send a Form 1040X (amended tax return) to the IRS.
  • Send page 2 of your 1040 only if the refund or owed amount has changed.

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Source: TurboTax FAQ

[Hoss1987]

I forgot to file my 1095 what do I do

[JamesG1]

Are you talking about form 1095-A?

Here is how you complete IRS form 8962.  

• Log into your return
• Select that you want to Add a state - this lets you into the program without the amend process starting.
• In the top right corner, locate the Magnifying glass/Search. 
• enter the exact words 1095a.
• Select the first entry Jump to 1095a.
• Fill in the 1095a information.
• Print out IRS form 8962.

If you have filed your Federal tax return without form 8962, you will likely be notified by the IRS that you need to file form 8962 Premium Tax Credit.  

See this help.

IRS form 8962 Premium Tax Credit

[celcel]

Hello,

So I forgot to include Form 1095-A after filing as well. I went on Turbo Tax to add it  and it printed out everything including a 1040-X and told me to mail it which I did. It also said I owed a little which I paid online through IRS site. Couple weeks later I received a letter from the IRS to mail missing documents and not to mail an amended return. What should I do? I still haven't received my refund either and nothing on IRS status site. When should I expect anything?

[MayaD]

When you enter the 1095-A TurboTax will automatically generate form 8962.

If the IRS letter that you received is asking for form 8962, print the form and attach a copy of your 1095-A form and send it to the address on the letter.

[celcel]

Form 8962 printed with the 1040-X which I mailed. Should I mail the missing form again?

[VictorW9]

No, that's really all that is needed. The 1095-A is not needed to be mailed with the 1040-X. Usually, the IRS doesn't ask you to amend if the form 8962 is the only issue. However, if you are amending your return, the 1095-A is not to be sent with the amended return.

[celcel]

Thanks. Since Form 8962 was included in the 1040-X, I'll just wait and not send another copy. I guess the reason 1040-X showed up is because the refund amount changed when I went back and entered info from 1095-A into TurboTax. I shouldn't expect any refund for months then since IRS takes longer on 1040-X.

[KathrynG3]

Yes, all that was needed was Form 8962 and page 2 of your Form 1040, but that is typically done once a notice has been received. The correspondence then is directly as requested via the notice, avoiding an amendment, but not necessarily accelerating any refund.

 An amendment takes 16 weeks to process, typically.

@celcel

[rrryanevans]

I am trying to find my correct AGI for 2018 so i can file for 2019.  I submitted my 2018 return without the 1095-a.  I got a letter stating to file the 1095-a.   I amended my original return with my 1095-a and 8962.  How would this effect my AGI for 2018?   IRS rejected my 2019 return because i have wrong AGI.

[email address removed]

[LeonardS]

If your AGI changed when you amended your 2018 tax return you will need to use your AGI from your unamended 2018 tax return when you complete your 2019 return.

[Rhondaconley1960]

Need help to file my 1095 A

alread filed

[MayaD]

If you already filed you return, you need to amend it in order to add form 1095-A.

Here's how you amend your return:

1. Sign in to your account.
2. Scroll down to Your tax return & documents , select 2019 and then Amend (change) return. 
3. Select Amend using TurboTax Online.
4. Follow the instructions, your refund or tax due will change to 0. This is normal on amended returns.

Amended return can't be e-file, you need to print it and mail it in.

To report form 1095-A:

1. Go to Federal Taxes.
2. Go to Deductions and Credits.
3. Scroll down to Medical and click show more.
4. Select Affordable Care Act (Form 1095-A).

[Baileyleighmorgan]

I filed my taxes with a family member who is a book keeper. I didn't file my 1095A form with it. And the family member who filed them doesn't have the time of day to file it. Is there any way to get it to the irs without mailing it?