Tax advance is available in December, most people don’t receive a w-2 until January, but turbo tax doesn’t let you file with last paystub, someone make it make sense.

[taxlady28]

It is as marketing strategy, and it has worked brilliantly.  This way Intuit sells their software early and beats everyone else.

You still cannot file until the IRS opens filing in January.

[mcquadeshianne-g]

Isn’t that like 100% false advertising when they say you could get money TODAY?! just preying on people struggling 

[DoninGA]

TurboTax support FAQ "What is Refund Advance" - https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/refund-advance/L52Mg0G5u_US_e...

[Critter-3]

@mcquadeshianne-g  

You must read the fine print in all things ... note the timing of the loan depends on your completed return being accepted by the IRS.

And if you click on the "Learn More about Refund Advance" this is what you see ... again read the fine print....

[Critter-3]

Taxpayers have until April 15, 2024, to pay any taxes owed for the year 2023. However, if taxes are owed and not paid by the deadline, Individuals may be subject to penalties and interest charges. In conclusion, taxpayers can start filing their 2023 tax returns on January 18, 2024.

[Opus 17]

Turbotax has simply never offered traditional "refund anticipation loans" (which have interest rates as high as 36% APR.)

What Turbotax offers is a portion of your refund, paid after your return is electronically accepted by the IRS, at zero interest rate.  The deal is based on credit and other eligibility factors (it's not available in some states, for example). It is, for most people, a way to get their refund 3 weeks early, but only after you file an official tax return and never before the holidays season.