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why am I being charged $71.10 plus $64 for my state refund plus $40 refund processing service fee instead of free processing?

 
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why am I being charged $71.10 plus $64 for my state refund plus $40 refund processing service fee instead of free processing?

Looks like you are in Deluxe not the Free Edition.  Federal+state and the $40 is to have the fees deducted from your refund which you can avoid by paying the fees with a credit card.

 

How to review your fees

https://ttlc.intuit.com/community/charges-and-fees/help/how-do-i-review-my-fees-in-turbotax-online/0...

 

Remove Pay with Refund fee

https://ttlc.intuit.com/community/downgrading/help/how-do-i-remove-pay-with-my-refund-fees-in-turbot...

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