Where do I claim my senior deduction

[gilmore.jan]

I am unable to pull up the form

[DoninGA]

If you are age 65 or older then you get an increased standard deduction, which is automatic if you are not itemizing your deductions.  This is reported on your federal tax return Form 1040 Line 12e  You are also eligible for the additional $6,000 senior deduction as passed in the recent legislation.

Standard deductions for 2025

Single - $15.750 add $2,000 if age 65 or older
Married Filing Separately - $15,750 add $1,600 if age 65 or older
Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
Head of Household - $23,625 add $2,000 if age 65 or older

New Bonus Standard Deduction (OBBB):
An additional $6,000 deduction for taxpayers 65 and older.
This is per eligible individual, meaning a married couple both over 65 could get $12,000.
Important: This bonus deduction is temporary, lasting from 2025 through 2028.
Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

The amount is calculated on Schedule 1-A with that amount flowing to Form 1040 Line 13b

Look at your Form 1040 -

You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

[Hal_Al · Accepted solution]

You don't enter it anywhere. TurboTax will give it to you automatically based on the  date of birth that you entered in your personal information.

The $6,000 senior deduction will be calculated* on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors. From there, it goes to line 13b of form 1040. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e.  Turbo Tax automatically includes it.

*Most people get the full $6000 ($12,000 married filing jointly). But for people over a certain income, it is reduced.

[hiway]

I read your answer however what you describe isn't happening.    How do I work around this?  (I am using TT on-line service).  I already checked my personal info (ie: my DOB is correctly entered); I qualify. 

[DoninGA]

@hiway What is entered on the Form 1040 Line 13b?

New Bonus Standard Deduction (OBBB):
An additional $6,000 deduction for taxpayers 65 and older.
This is per eligible individual, meaning a married couple both over 65 could get $12,000.
Important: This bonus deduction is temporary, lasting from 2025 through 2028.
Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

The amount is calculated on Schedule 1-A, Part V, with that amount flowing to Form 1040 Line 13b

You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

[JohnB5677]

Social Security is still being taxed as it was in the past; however, there's a new $6,000 deduction for individuals older than 65 years old.  Also, a $12,000 deduction would apply to couples who qualify.  

• This deduction is for qualified individuals.
  • Age: You must be 65 or older by the end of the tax year (e.g., born before Jan 2, 1961, for 2025 returns).
  • Income Limits: Your Modified Adjusted Gross Income (MAGI) must be below certain thresholds (e.g., $75k single, $150k joint for 2025), with Deductions phasing out above those levels.
  • Benefit: Up to $6,000 (single) or $12,000 (joint) Additional standard deduction to reduce taxable income. 
• Deduction phases out for taxpayers with modified adjusted gross income over $75,000 ($150,000 for joint filers).

The full taxable amount is included in your gross income on Form 1040; however, the Senior Deduction is reflected on line 13b.

It is reflected on Schedule 1A, Part V, Line 37

For more information, see Deductions for Seniors.

[MRinSC]

I am struggling with this as well.  I am using TT Premier 2025 desktop version.  I have completed my return but I do not have a schedule 1-A, I only have a Schedule 1.  Also, line 13b is blank.  Why would this be blank based on your explanation above.  Is there an income limit where the senior deduction is completely phased out, thus showing a blank line?

Thanks for the help!

[xmasbaby0]

The “senior deduction” is added automatically by the software based on the date of birth and filing status you entered into MY INFO.  You do not need to take any extra steps to enter it. (And…the new senior deduction has nothing to do with whether you are getting Social Security)

The deduction is not on the same line as your standard deduction.  It is shown separately.

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750  (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

For 2025 through 2028 there is an extra  deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

(The deduction phases out completely at $175.000 Single or HOH, or $250,000 joint)

The $6,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e.  Turbo Tax automatically includes it.

IRS Schedule 1-A
https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf

Need to see it?

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/preview-turbotax-online-retur...

If you are not getting the senior deduction it is because

Your date of birth in MY INFO shows that you were not 65 by the end of 2025

Your income is too high

You are filing married filing separately

@MRinSC

[DianeW777]

First be sure you have the correct birth date for each spouse. Follow that by checking your income level (see amounts below and in an earlier post). 

Next you can preview your tax return because it's not part of the standard deduction. It is a separate deduction from income and not a credit. See the instructions below to check for it on your tax return.

To qualify, the following must apply:

• If your income is above $75,000 ($150,000 if Married filing jointly) the bonus deduction decreases by $.06 for every dollar over the relevant amount. 
• This deduction is available whether you itemize or take the standard deduction.
• If your filing status is married filing separately you are not eligible for this deduction.
• This bonus deduction is ONLY for those over 65, it does not apply to those who are blind and under 65.  

Please update here if you need further assistance and we will help.

@MRinSC 

[DoninGA]

@MRinSC If you filed as Married Filing Separately you would not be eligible for the senior deduction.

If your AGI was above the limits posted, the deduction would be limited or 0.

To view the Schedule 1-A you need to pay the TurboTax online account fees or if you are using the Free online edition, register the edition in the File section of the program.

To pay the TurboTax online account fees by credit card, without completing the 2025 return at this time, click on Tax Tools on the left side of the online program screen. Then click on Print Center. Then click on Print, save or preview this year's return. On the next page, to pay by credit card, click Pay Now. Complete the credit card section and click on Confirm payment.

[MRinSC]

Thanks for all the responses.  I like the clarity of the response that if I am not seeing the deduction then: 1) age is wrong, 2) income is too high or 3) I am filing married separately.  My age was correct and I am filing jointly so those were out.  My problem is that my MAGI is too high.  This may help others so this is what I found.  The 6% phase out above the $150k is a little misleading.  It is really 6% for me and 6% for my spouse (>65) for a total of 12%.  So, the simple math is:  $1200 deduction divided by 12% (1200/.12) equals $100,000.  So the complete phase out is $150,000 + $100,000= $250,000. Married filing jointly with a MAGI over $250k does not get any senior deduction.  I am assuming that is why I don't have a schedule 1-A and my line 13b is blank.

Thanks for all the help, it was a little confusing.