What's the long term capital gain rate if I don't work? My understanding is 0%. So if my capital gain tax is more than my income, why not quite my job? I am confused. Thx

[Anonymous_ · Accepted solution]

Your capital gains tax rate is based upon your taxable income. 

Most taxpayers pay 15% on their long-term capital gains, but that rate is 0% if your taxable income is less than $80,000. 

See https://www.irs.gov/taxtopics/tc409

Obviously, taxable income would include both your net gains and your income from your job.