Tax Year Prior to 2020: What’s the difference between 1095-A and 1095-C form?

[Gustavo22]

Thank you very much for your help. I got a successful acceptance (confirmation email) from the IRS per your guidance.

If there is a survey or something to express my gratitude, please do let me know!

[cdcom81]

Thank you...your answer was quite helpful and the BEST answer

: )

[omdavenport]

IRS notes Let’s check if you need Form  1095-A.

I have a 1095-C 
Which option should I choose?

Yes or No;  I am confused as to which to select. 

Thanking you in advance.

OD 

[AamilD]

You will select No since you received Form 1095-C and not Form 1095-A. You don't need to enter Form 1095-C in TurboTax since it is an informational form and you should keep it for your records.

[Rjr27]

I got a 1095C form and got rejected because I don't have a 1095A

[Vanessa A]

A 1095-A is for insurance you or someone on your return had through the Marketplace.  A 1095-C does not get reported on your return, it is for insurance through your employer. 

Do you have a dependent on your return that was covered by insurance through the Marketplace?  If so, then you would need to include their 1095-A on your return, even if you did not pay the insurance. 

When you are rejected for not filing form 8962, it is because IRS records show you or a dependent on your return had insurance through the marketplace. 

If you or no one on your return definitely did NOT have coverage through the Marketplace at anytime in 2021, then you can go to your 1095-A section in TurboTax and enter $1 for the January Premium amount and the SLCSP. This will generate the form, but not affect your taxes.  It will let the IRS then update their records. 

To enter $1 for the 8962 select the following:

• Deductions and Credits
• Show more next to Medical
• Start or Revisit next to ACA
• Answer YES to did you receive a 1095-A
• Enter 0's for the Marketplace Identifiers and Policy numbers
• Enter $1 for January Premium and SLCSP.  Do not enter anything for the PTC
• Continue through and submit your return.

[angelmarshall1962]

I wasn't aware that the marketplace insurance had to be cancelled.  I have paid for my own health insurance through my job.  Is there anyway to offset the cost of the marketplace insurance (1095A) against the cost of the insurance that I pay for via my job (1095C). 

[xmasbaby0]

@angelmarshall1962 You need to talk to healthcare.gov right away and sort out the confusion.   When you got different insurance from your employer you should have cancelled the marketplace insurance.  TurboTax cannot help with that----this is yours to straighten out with the marketplace.