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Reducing my withholdings so I don't get a tax refund

How do I reduce my withholdings using the new (since 2020) W4 form? is it the 4b cell? If so, how can I figure out how much I need to withhold to make my tax refund zero (i.e what numbers do I need, where can i find them, and what equations do i need to plug them into)?

1 Reply
Employee Tax Expert

Reducing my withholdings so I don't get a tax refund

Hi Adam64,  It can be tricky finding that sweet spot of no tax due and no refund!  There is a W-4 Calculator that takes you step-by-step through the worksheet.  The required information can usually be found on your prior year's tax return or your current pay stubs. You'll need to make adjustments for changes from the previous year to make sure it reflects your current situation.


Once you complete the form, give it to your employer. Then, keep a close eye on your next few paychecks to see how the changes impacted your federal income tax withholding.


I hope this is helpful!

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