Late filing

[Dv27]

I didn't file in 2022 what cam I expect as far as penalties? Will I still be able to get a return?

[DoninGA]

If the 2022 tax return is being filed with a tax refund there are no penalties for filing after the due date.  A 2022 tax return can be filed at any time on or before April 15, 2026 for a tax refund.

[Terri Lynn]

Hello DV27, and thanks for joining us today!

Yes, if you have a refund, as a result of an overpayment of tax for 2022, you will still be able to claim your refund.  When you have a refund coming from the IRS, then there is generally no penalty for failing to file your income tax return by the deadline, even if you don't ask for an extension. 

However, If you have a balance due you will generally be assessed a late payment penalty of 0.5% per month, or fraction thereof, until the tax is paid with a maximum late payment penalty is 25% of the amount owed. In addition, you will also be charged interest which accrues on any unpaid tax from the due date of the return until the date of payment in full. The interest rate is determined quarterly and is the federal short-term rate plus 3 percent.  There is also a penalty for not filing on time. The failure-to-file penalty is usually five percent of the tax owed for each month, or part of a month that your return is late, up to a maximum of 25%. If your return is over 60 days late, there's also a minimum penalty for late filing; it's the lesser of $485 (for tax returns required to be filed in 2024) or 100 percent of the tax owed.

Fr more information on this topic, see:

• Filing Your Taxes Late 
• IRS notices and bills, penalties and interest charges 
• File Your 2022 Taxes  

Please feel free to reach backout with any additional questions or concerns you might have!

Have an amazing rest of your day!

Terri Lynn, EA

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[Dv27]

I'm in new york so does that apply to me still? 2026 is the latest?

[DoninGA]

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@Dv27 wrote:

I'm in new york so does that apply to me still? 2026 is the latest?

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If you are referring to a New York state 2022 tax return with a tax refund, the date is the same, April 15, 2026,

[Dv27]

Phew great news im assuming federal taxes as well right?

[DoninGA]

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@Dv27 wrote:

Phew great news im assuming federal taxes as well right?

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Yes, the 2022 federal tax return with a tax refund can be filed on or before April 15, 2026

[xmasbaby0]

@Dv27

Online preparation and e-filing for 2021, 2022, and  2023 is permanently closed.

Note:  The desktop software you need to prepare the prior year return must be installed/downloaded to a full PC or Mac.  It cannot be used on a mobile device.

To file a return for a prior tax year

 If you need to prepare a return for 2021, 2022, or 2023  you can purchase and download desktop software to do it, then print, sign,  and mail the return(s)

https://turbotax.intuit.com/personal-taxes/past-years-products/

You may also want to explore purchasing the software from various retailers such as Amazon, Costco, Best Buy, Walmart, Sam’s, etc.

Remember to prepare your state return as well—if you live in a state that has a state income tax.

https://ttlc.intuit.com/community/state-taxes/help/how-do-i-contact-my-state-department-of-revenue/0... 

When you mail a tax return, you need to attach any documents showing tax withheld, such as your W-2’s or any 1099’s.  Use a mailing service that will track it, such as UPS or certified mail so you will know the IRS/state received the return.

Federal and state returns must be in separate envelopes and they are mailed to different addresses.  Read the mailing instructions that print with your tax return carefully so you mail them to the right addresses.