I am confused on the penalty for health insurance. I had coverage with Medicare all of 2018 so why am I being penalized?

[KrisD · Accepted solution]

If you had Medicare, did you select that "Yes" you had coverage and "No" it was not from the marketplace? 

[Tom1943]

Please guide me through this 

[xmasbaby0]

If you had Medicare for all of 2018, when you get to the health insurance screens you only have to answer two questions:

Did you have health insurance coverage for 2018       Click that you had insurance

Next screen--"was anyone enrolled in one of these less common plans....."  Click NO

Done.