What if i don't enter my 401k cause TurboTax makes me upgrade to the deluxe edition

[baughmanj1]

So apparently if you have to file your 401k, tt wants you to upgrade to the deluxe edition. Which is stupid cause now I have to pay for state tax return. So instead of the free version I now have to pay over a $100 and only getting an extra 17 dollars on my return from the 401k. 

[Rachel_W]

Are you referring to the Retirement Savers Credit?

[baughmanj1]

I am

[Rachel_W · Accepted solution]

If you are eligible for the Retirement Savings Credit (Savers Credit) but DO NOT want to claim it, you can elect to do so by indicating that you are a "full-time student" (even though you are not).  Indicating that you are a full-time student does not change your return in any way, except that it makes you ineligible for the Savers Credit.

To elect out of claiming the Savers Credit , even though you qualify to claim it, please follow these instructions:

• Login to your TurboTax Account 
• Click "Take Me To My Return"
• Click "Federal" from the left side of your screen
• Click "Deductions & Credits" from the top of your screen
• Scroll down and click on "Retirement & Investments"
• Click "Start" next to "Retirement Savings Contribution" 
• Click "Yes" to "Did you contribute to a qualified retirement plan in 2018?"
• Click "Yes" to "Were you a Full-Time Student for at least 5 months in 2018?"

Please click the link to this TurboTax FAQ for more information  What is the Savers Credit?

[baughmanj1]

Thank you. I love you.

[Rachel_W]

You're welcome lol

[bogler24]

I followed those steps, but its still trying to make me upgrade from free to some $102 junk. Am i missing something?