I want to use standard deduction with my 1095A form

[lorihouse]

I want to use the standard deduction with my 1095A. Last year my online filing made me use itemizing and it was less than the standard deduction. I want to use the standard deduction if I can.

[DoninGA]

Entering a Form 1095-A has nothing to do with a Standard Deduction. 

The total of all your itemized deductions on Schedule A must be greater than the standard deduction for your filing status to have any tax benefit.

To enter, edit or delete your Form 1095-A -

• Click on Federal Taxes (Personal using Home and Business)
• Click on Deductions and Credits
• Click on I'll choose what I work on (if shown)
• Scroll down to Medical
• On Affordable Care Act (Form 1095-A), click the start or update button

Or enter 1095-a in the Search box located in the upper right of the program screen. Click on Jump to 1095-a

[lorihouse]

What I am saying is, I do not want to do itemizing. If I could just use short form with the standard deduction and be able to include my 1095-A form, meaning I may have to pay some back depending on my income.

[xmasbaby0]

The has not been a "short form" since 2017.   Everyone files on a Form1040.  You do not have to itemize deductions if you do not want to.   Itemizing or using standard deduction has nothing to do with entering your 1095A.   If you have a 1095A for having marketplace health insurance you are required to file a Form 1040 and enter it.

To enter your 1095A go to Federal>Deductions and Credits> Medical>Affordable Care Act (Form 1095A)

TO FIND A 1095-A

How to find your 1095-A online

1. Log in to your account.
2. Under "Your Existing Applications," select your 2024 application — not your 2025 application.
3. Select “Tax Forms."
4. Download all 1095-As.

Get screen-by-screen directions, with pictures (PDF, 504 KB).

If you had health insurance from the marketplace, when you applied for the insurance, you gave healthcare.gov an estimate of how much income you would receive in 2024.  They used that amount to calculate how much of the insurance premium would be covered by the tax credit and how much would be your amount to pay.   So...you had some monthly amounts to pay, and the rest of the cost of having that insurance was paid by the government program.

If you ended up making a higher income than you told them you would receive, they re-calculate how much should have been paid by the program and how much should have been paid by you.   And if your own share of the cost should have been more, they get it back on your income tax return.   

If you actually had less income, you could even get some of the share you paid back on your tax return.

[AmyC]

The program will choose which is better for you, standard or itemized. If you are MFS, that is an exception, you must file the same as your spouse. You can look at your 1040, line 12 to see if you itemized or took the standard deduction. If you forced an override of itemizing instead of taking a larger standard deduction, you can amend last year's tax return. See How do I amend my federal tax return for a prior year?

Premium repayment is based on your income and choosing standard over itemized would reduce your income, if indeed, standard deduction is best. See Federal poverty level charts. Once your income is 4 times the federal poverty level, you will need to return all excess premiums. You can look at form 8962 line 29 to see your repayment amount.

To see your forms:

• In desktop, switch to Forms Mode. 
• For online, see How do I preview my TurboTax Online return before filing?