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stefzucco
New Member

I am the recipient listed on the 1095a my daugther is the covered individual how do I report this. I have employer coverage and not marketplace ins.

I received a 1095a.  I am listed as the recipient, my daughter is listed as the covered individual.  I had employer paid health insurance, not marketplace or obamacare.  She does not qualify as a dependent.  

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7 Replies
HelenaC
New Member

I am the recipient listed on the 1095a my daugther is the covered individual how do I report this. I have employer coverage and not marketplace ins.

You do not report it since your daughter was not your dependent. Give the form to your daughter or who ever is claiming her as a dependent. They would file it with their income tax return.

Please see the following TurboTax FAQ:  https://ttlc.intuit.com/replies/5295824

  • They will use the information from the Form 1095-A to calculate the amount of their premium tax credit. They will also use this form to reconcile advance payments of the premium tax credit made on her behalf with the premium tax credit they are claiming on their tax return. To do this they will use Form 8962, Premium Tax Credit, which they file with your tax return.
     
  • The Form 1095-A will tell them the dates of coverage, total amount of the monthly premiums for her insurance plan, the second lowest cost silver plan premium that she may use to determine the amount of their premium tax credit, and amounts of advance payments of the premium tax credit. See Health Insurance Marketplace Statements | Internal Revenue Service

[Edited 2-8-18|5 am PST]

stefzucco
New Member

I am the recipient listed on the 1095a my daugther is the covered individual how do I report this. I have employer coverage and not marketplace ins.

She is filing her own taxes.  If I remember correctly, she got marketplace ins 1/17 and used my income from the previous year as she was in college.  She pays for the insurance and as stated above, I am not covered I have employer insurance.  My SS# is on the form under the recipient information should I still give the 1095a to use on her taxes?
HelenaC
New Member

I am the recipient listed on the 1095a my daugther is the covered individual how do I report this. I have employer coverage and not marketplace ins.

Please see my updated answer. I've included a TurboTax  FAQ that shows various scenarios. Basically, you wouldn't be able to report the 1095-A form because your daughter is not on your return and your daughter would enter the policy number, etc. on her income tax return.

I am the recipient listed on the 1095a my daugther is the covered individual how do I report this. I have employer coverage and not marketplace ins.

I'm confused by your answer. Her daughter can't be the one who does it as she doesnt make enough money to meet the Marketplace's requirements... that's why Mom had to be the recipient and Daughter is the covered individual.  Right?  So Daughter would claim this on her taxes as 100% and Mom would also claim this but at 0% since she didn't use the insurance. Mom is only there for the income requirements... Right? Thanks! 

DanielV01
Expert Alumni

I am the recipient listed on the 1095a my daugther is the covered individual how do I report this. I have employer coverage and not marketplace ins.

@gigiwalt:  You are posting on an older thread, and many provisions regarding the ACA have changed, especially in regards to the tax code.  If you'd like, please post your specific situation, and we can provide more detail on the correct way to claim this on yours (or her) tax return.  

 

 

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jh85
New Member

I am the recipient listed on the 1095a my daugther is the covered individual how do I report this. I have employer coverage and not marketplace ins.

I have a similar situation.  Both me and my daughter purchased insurance through the Covered California marketplace, having separate policy numbers because of separate policy issuers (Kaiser for me, Blue Shield for my daughter).  I have received my 1095-A (and CA 3895) listing me as the Recipient and Covered Individual.  My daughter received her 1095-A (and CA 3895) listing her as the Covered Individual but me as the Recipient.

I cannot claim her as dependent (she has more income now) and she is filing her own return as single.  What is the proper way to report her 1095-A (3895) and on which return(s)?

 

 

DaveF1006
Expert Alumni

I am the recipient listed on the 1095a my daugther is the covered individual how do I report this. I have employer coverage and not marketplace ins.

For the second 1095A, give this to your daughter and have her report it on her return since she is the covered individual. Before you do this though, make sure you are not also a covered individual in her 1095-A form..

 

To report in the federal return, type 1095-A in the search box with the magnifying glass. Answer the questions as they are worded . When you prepare your California return, there will be a section in the California interview that will address Covered California  and here is where you will enter information on the 3895.

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