1099-R Error Check

Forum|Forum|4 months ago
March 2, 2026
2 replies
24 views

My 1099-R is entered into TurboTax exactly as it is on the form. My form shows State income tax paid, but no State Distribution. Error check wants an amount in "State Distribution." My State income tax is based on the amount entered on my 1040, so correcting the error will not change my taxes. But, I don't want my filing rejected. If I correct the entry, the entry will not match the 1099-R. If I don't correct it, I will be filing my return with unresolved errors. Which, if either, will cause my return to be rejected? Am I better to fix it or not?

Best answer by JamesG1

If error check requires it, I would recommend entering the state distribution in boxes 14-16.

You are able to check the Federal and state balances to be refunded or owed. Print out or view the Federal 1040 income tax return and the state income tax return(s) to ensure that the balances of your income tax returns are not being changed.

You may print or view your full tax returns prior to filing after you have paid for the software.

View the entries down the left side of the screen at Tax Tools.
Select Print Center.
Select Print, save or preview this year's return.

JamesG1Answer

Level 15

If error check requires it, I would recommend entering the state distribution in boxes 14-16.

You may print or view your full tax returns prior to filing after you have paid for the software.

View the entries down the left side of the screen at Tax Tools.
Select Print Center.
Select Print, save or preview this year's return.

**Say "Thanks" by clicking the thumb icon in a post. **Mark the post that answers your question by clicking on "Mark as Best Answer"

Sladrock

Level 2

DG2016, I am having the same issue you are with my 1099-R. The Turbotax error states "Form 1099-R (Name of institution): Box 14a For electronic filing, New York State withholdings can not be greater than or equal to gross distribution or state distribution".

NOTE: it does NOT say greater than AND equal to gross distribution or state distribution".

The answer from the Turbo Tax Expert to just fill in state distribution terrible. Asking us to falsely enter an amount not on the original 1099-R is their answer! Crazy.. How about Turbo Tax fixes their software immediately to not throw and invalid error.

As an aside, if you did file your return by entering the state distribution, did it successfully go through?

DG2016Author

Level 2

I share your concern. I actually have not filed yet. I will be owing money so I'm not in a huge rush. I was sort of hoping I would get a better answer to this question if I waited. Unfortunately, that's not happened. I agree - I would think the software can be fixed to not require you to change information that's on a valid tax form. Incidentally, I've been receiving the same 1099's for years - they never have a state distribution listed and this is the first time TurboTax has generated this error. Doesn't make sense.

Sladrock

Level 2

Thanks for the quick reply.. Maybe another Turbotax expert will see these messages and provide a better answer or guarantee that filling in the state distribution will not affect the filing.