You should contact your employer to be certain, but you m...

I have a tex-flex account is that considered a HSA, SA or MSA

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You should contact your employer to be certain, but you most likely have a flexible spending account (FSA) instead of a HSA, SA, or MSA. If it is a flexible spending account for medical expenses, you do not need to report it on your tax return.

If it were a Health Savings Account (HSA) that you and/or your employer contributed to then there would be an amount reported in box 12 of your W-2 with a Code W.

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