What Type of High Deductible Health Plan did Amy have on December 1, 2023? Why is this asking me that for 2024?

[amyjaustin]

Why is it asking me if my High Deductible Plan coverage lapsed due to disability when it didn't lapse?

[AnnetteB6]

Take a closer look at the question on the screen just prior to the one telling you there was a lapse in coverage.

If both you and your spouse are covered under the same family plan, then the person with the HDHP in their name will indicate they had a family plan.  The other person will indicate they had None because the HDHP was not in their name.