My ex-husband insures my child and has a 1095-A form with my son and the rest of his family on it. I claim my child as a dependent, how do I enter my child's 1095 info?

[TaxGuyBill · Accepted solution]

You do need to enter the 1095-A.

On the screen immediately after entering it, check the box that the policy was shared with somebody that is not on your tax return.  It will the then prompt you with some further questions about "allocating" the percentages (if you and your ex agree, it is usually best to allocated 100% to one tax return).

[californiasteven]

Thanks Bill.  Will the IRS hold up the refund if she doesn't report the father's 1095-A?

[TaxGuyBill]

In most cases, yes.  They will send a notice asking for Form 8962 and the 1095-A.
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[californiasteven]

Then I see my answer was wrong.  I was thinking it only mattered whose name the 1095-A was issued to.

[TaxGuyBill]

Yeah, unfortunately, it is a twisted, complicated matter.

[pspauldi1978]

I'm in the same boat, but I don't understand how to fill out the 8962 since I'm not the one who paid for or provided the kids' insurance.

[mmoore2019-]

how would the parent that will assume the 100% coverage complete the form for a child that is listed on the other parent's form? will they both need to complete the 8962, even if one will have 0% listed?

[californiasteven]

Just answer that he had coverage.  You do not have to say anything about it's being "Obamacare" since that is not material to your return.  The IRS has all the records so they know what is happening.

[californiasteven]

I might be wrong.  See Bill's answer.

[lbraley81]

I have court orders that I claim my daughter every year and my ex is responsible to insure her. I'm just finding out after my taxes were rejected that he has marketplace. He is currently in prison and will not give me the information I need; how do I move forward? will him having marketplace affect my CTC? 

[MonikaK1]

It depends on the reason provided for the rejection. 

If your return was rejected because you claim your daughter as a dependent, and she is covered by your ex-spouse's Marketplace insurance, then a Form 1095-A should have been issued showing your daughter's coverage. This would not affect your Child Tax Credit, but you won't be able to file electronically without resolving the Marketplace insurance issue.

See this IRS webpage for more information regarding what to do if your return was rejected for missing Form 8962.

The person who enrolled a family member in Marketplace health insurance coverage for 2021 should have received Form 1095-A, Health Insurance Marketplace Statement, from the Marketplace. The Form 1095-A shows the months of coverage and any Advance Premium Tax Credit paid to the Marketplace health insurance company for the coverage. If you did not receive a Form 1095-A, you should contact the Marketplace from which your daughter received coverage. 

Because your daughter is your dependent, you should be provided with the form.

If you receive correspondence from the IRS, reply right away and explain the situation.

[mollyrose34]

I am in this same boat and marketplace refuse to supply me with my daughters coverage information/1095-A. IRS says they have to but marketplace refused. I don’t know what to do here. 

[nicolepalmer1120]

My ex husband gave me the information and i had to refile. But its been 21 days and it hasn't processed. Will they hold my refund until he files?

[MarilynG1]

I've not heard of returns being held up for this reason, but the best way to check the status of your return/refund is at the IRS Where's My Refund? site.

If you entered the info from the 1095-A for your child on your return, this should be sufficient for the IRS to process your return.  There has been some delay with returns claiming the Earned Income Credit, or Additional Child Tax Credit, if that applies to your return, but they are in the process of being released now. 

Here's more info on Why is My Refund Delayed?

@nicolepalmer1120