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Level 2
March 14, 2022
Question

Married Filing Separately

  • March 14, 2022
  • 1 reply
  • 0 views

Wife and I are legally separated in S Carolina. She and I both have our own homes, in our own names, and pay our own mortgage, taxes, interest etc.

When we file, do we each get to itemize our mortgage interest etc on our own taxes, as we are filing married filing separately. 

 

1 reply

Level 15
March 14, 2022

Yes, you can file and each itemizes your deductions including mortgage interest and property taxes on Schedule A. One rule for Married filing separately is that if one person itemizes their deductions, then the other person must itemize too.

 

See this TurboTax Help article about Married Filing Separately

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Level 2
March 15, 2022

Thank you for your response. My wifes CPA says no, only one can. I think he is confused..

She wasnt able to last year. 

I was specifically told that we file the same and we itemize..

Is there a specific IRS code to go by? The article you linked to doesnt specifically go into two homes, separated mortgages etc?

Level 2
March 15, 2022

If you file married-separate, both of you must itemize your deductions if either one of you does.

 

You should enter the deductions you each pay for on your respective tax returns.

 

Per IRS publication 501:

 

 

IRS publication 501


We have separate tax returns. 

The only time her name is on the 1040, is right after I check the MFS box. Other than that, we share nothing on our separate tax returns.

Her CPA is stressing us out..