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Hello! If your employer contribution to your HSA is captured on your W2, do you have to also add your 1099-SA? When I do, Turbo tells me I have an excess contribution.

 
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3 Replies
DMarkM1
Employee Tax Expert

Hello! If your employer contribution to your HSA is captured on your W2, do you have to also add your 1099-SA? When I do, Turbo tells me I have an excess contribution.

No, you will not add the contribution amount from your W2 again. However, you will go through the interview to answer other questions on your 1099-SA form.  Again be sure to delete any duplicate contribution amounts that you may have entered.

 

  

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Hello! If your employer contribution to your HSA is captured on your W2, do you have to also add your 1099-SA? When I do, Turbo tells me I have an excess contribution.

Adding a 1099-SA (a distribution) can't by itself create an excess contribution situation.  You would have an excess contribution situation if you double-counted your contributions, or if you did not indicate you had qualifying HDHP coverage.  The 1099-SA would show up as taxable income, unless you check the box that says "I used all the money for qualified medical expenses," but it would not show up as a contribution. 

Hello! If your employer contribution to your HSA is captured on your W2, do you have to also add your 1099-SA? When I do, Turbo tells me I have an excess contribution.

This was it! I didn't realize I had a qualifying HDHP coverage. Thank you so much!

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