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The IRS can offset a refund for back taxes, delinquent child support or delinquent student loans. TurboTax never knows about offsets to your refund. If your refund is offset by the IRS or your state, you will receive a letter about it afterward.
https://www.irs.gov/uac/tax-refund-offsets-pay-unpaid-debts
https://ttlc.intuit.com/community/refunds/help/what-is-a-refund-offset/00/26301
Reduced Refund https://www.irs.gov/taxtopics/tc203
NOTE: You can contact the IRS Treasury Offset Program Call Center at 1-800-304-3107 to ask if they have an offset for you on file. TurboTax would not have that information.
https://turbotax.intuit.com/tax-tips/tax-payments/who-can-garnish-an-income-tax-refund/L7cPPzDyc
Was the debt cancelled from the repossession? That would affect your tax return, and if you owed money from that the IRS could withhold future refunds to pay off that debt.
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