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soupy
New Member

Can I deduct LTD premiums paid on my Idaho State return if I took standard deduction on Fed taxes?

 
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1 Reply
DawnC
Expert Alumni

Can I deduct LTD premiums paid on my Idaho State return if I took standard deduction on Fed taxes?

No, disability insurance premiums are not tax deductible.   But if you are paying the premiums, any benefits you receive are not taxable income.  

 

You can choose to itemize deductions on your Idaho return even if you take the standard deduction on your federal return.   However, if itemizing is not best for your federal  return, it is likely you are better off taking the standard deduction on your Idaho return as well.   

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