Me and my wife share an HSA account so im not sure if I put yes or no for all contributions going into my HSA or split it in two because we both share the same account?

[AnnetteB · Accepted solution]

HSA accounts are in individual names only, IRS regulations state that you cannot have a joint HSA account.  However, the money in the account can be shared with your spouse because it can be used to pay for your spouse’s medical expenses as well as your own. 

So since the HSA must be an individual account, all contributions should be allocated under your name and to your HSA.

[dag]

what about contribution limit then, since HSA is under my name but we are both using it, (she has a separate debit card under her name from HSA), then we can use the combined contribution limit instead of single limit correct? I do not see an option to differentiate and is getting penalized through turbotax

[AnnetteB]

The key here is not with the HSA, but with the High Deductible Health Plan coverage.  If you have individual coverage in the HDHP, then the individual contribution limit will apply.  If you have family coverage (you plus at least one other individual is covered by the HDHP), then the family limit will apply.