How do I know if I have a high deductible health plan? There are no amounts to define high-deductible

What defines a high deductible health plan?

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For 2022, the IRS defines a high deductible health plan (HDHP) as any plan with a deductible of at least $1,400 for an individual or $2,800 for a family. An HDHP's total yearly out-of-pocket expenses (including deductibles, copayments, and coinsurance) can't be more than $7,050 for an individual or $14,100 for a family.

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