HDHP Question may have been answered incorrectly

[luv4pawz]

I submitted taxes last night and now I'm questioning if I answered one right but since my taxes are in the submitted state apparently I can't look at the questions/answers.  The question asking if I was covered by an HDHP in the tax year is confusing because technically I am since I am on my spouse's plan but apparently that's not what the question is asking.  Apparently the answer should be "No" since I am not on my own plan. (I started second guessing how I answered the question after I submitted.)  If I did answer "Yes" to that question will this require amending my taxes after they are processed?  I have tried chatting with TT twice and neither representative understood the question.  Both said if I saved my return the information is on there, but the only thing on the saved return is tax forms (like you would mail in 1040 etc) and the agreements that allow TT to e-file.  I did not enter any HSA information for myself because the HSA is under my spouse.

Yes, I should have researched better before answering, I thought I remembered this from last year but doubting myself. 

[BillM223]

Open TurboTax like you originally did. Then click on add a state - this is how you start to amend the return. I am not sure where it is, maybe under Tools.

But, in fact, you won't add a state, but TurboTax will open the input so that you can see your original input. 

The question you are looking for is "What type of High Deductible Health Plan did [name] have on December 1, 2023?" in the HSA interview.

In your case, you should have answered NONE.

The question pops up because you evidently don't have an HSA, so you never went through the HSA subinterview for you, only for your spouse. Therefore, you never had the chance to tell TurboTax that you had HDHP coverage for 2024. But when you answer that question with "Self-only" or "Family" coverage for 2023, then TurboTax mistakenly thinks that you lapsed in coverage for 2024.

The net of this is that you should answer this question with NONE, which I think you did. If you did, declare victory and relax - no amendment needed (for this, anyway).