Form 8880

[DiscoM7]

Turbo Tax keeps trying to say that I have a retirement savings credit, which I don't because I did NOT pay into my retirement, and it won't let me delete the form. I tried calling customer support and the system won't let me talk to a real person. I'm frustrated because it insists that I have to pay to upgrade in order to file my taxes solely for this reason and I do NOT have $30-40 to just piss off like that.

[KrisD15]

Perhaps you had retirement taken out of your pay which would be listed on your W2. 

If so, you would be eligible for a "Saver's Credit". 

If you don't want a credit, go back to "Personal Info" and click that you were a student in 2020. This will make you ineligible for the credit and TurboTax won't ask you to upgrade. 

[Critter-3 · Accepted solution]

If you qualify   you can use one of  the 10 IRS FREE FILE options to file a fed & state return for free ... but you must log in thru the IRS site :

https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free

 For Filing Season 2021, you must make $72,000 or below to use one of the 10  IRS Free File partner offers.

If you choose the TT option then you can log in with your same user ID and agree to switch to the FREE FILE option then your progress will be preserved.  This will only work if you qualify for the TT option which is NOT the same for other IRS FREE FILE options...

To qualify for free 2020 federal and state tax returns with the IRS Free File Program delivered by TurboTax, you'll need to meet at least one of these requirements:

• A maximum 2020 adjusted gross income (AGI) of $39,000; or
• You qualify for the Earned Income Tax Credit (EITC); or
• You served as active duty military (including Reservists and National Guard) with a maximum 2020 AGI of $72,000 (you'll also need a military-issued W-2).

[DiscoM7]

This did not help, for some reason it still shows up. But thank you anyway.