Does the Property (real estate) tax on a 1098 refer to disbursements from escrow or does it only apply to direct payments from a homeowner?

[durham-annie]

On the 1098 form, property taxes are listed, but they were paid out of the escrow which was already funded from our monthly mortgage payments, not a direct payment from us.

[HelenC12]

The property taxes listed on the 1098 form is what your lender paid to the taxing agency on your behalf. That is the amount you claim on your income tax return. However, you won't be able to deduct your property taxes if you're taking the Standard Deduction.

• When your property/real estate taxes are included on your 1098, you’ll enter them as part of your Mortgage Interest in the property or real estate tax field.
• If they aren't listed on your 1098, you’ll enter them separately as property/real estate taxes.

Tip: If you own additional properties for personal use (like a cabin or timeshare), make sure to include the property/real estate payments for those as well.

Related Information:

• Where do I enter my real estate (property) taxes in TurboTax Online?
• Where can I find out how much property (real estate) tax I paid?
• Can I claim property (real estate) taxes paid for a prior or later year?
• What's the difference between real estate tax, property tax, and personal property tax?
• Can I claim property (real estate) taxes if I recently bought or sold my home?

[fanfare]

aside from your balance in escrow. your 1098 will show "disbursement of property tax"

That's the amount you can deduct.