Bank account from our 2018 return is closed, and don't think TurboTax asked us for bank details for 2019 return, so where is the IRS sending our stimulus money?

[peanutismint]

The bank account info the IRS has on file for us from our 2018 tax return is now closed. We completed our 2019 return with TurboTax a few weeks before the IRS started sending out stimulus money. Now we're wondering how the IRS is going to pay our stimulus check because we'd rather have fast, easy direct deposit but we don't think TurboTax asked us for that info on our latest return (as we weren't due a refund) and the IRS portal can't find our details in their system (probably because we just filed our return a few weeks ago) so we're worried that A) the IRS will try to deposit the check into our closed account, causing a delay, and/or B) their system won't be able to find us in time to tell them our new account details at which point they'll send us a check in the mail, further delaying our payment.

Is there anything we can do to correct this situation and speed up our payment? 

[bluedeb · Accepted solution]

TurboTax does not ask about direct deposit information when taxes are due.  You should use the IRS Get My Payment, enter information from your 2018 return to see if that works since the IRS may not have fully processed your 2019 return yet.

IRS Get My Payment.

https://www.irs.gov/coronavirus/get-my-payment

Use the "Get My Payment" application to:

• Check your payment status
• Confirm your payment type: direct deposit or check
• Enter your bank account information for direct deposit if we don't have your direct deposit information and we haven't sent your payment yet

[peanutismint]

Thanks, that's useful info. So I can pretty much assume the IRS does therefore NOT have our current bank info. 

Currently on the 'Get My Payment' page we're getting the famous "Payment Status Not Available" line, assumedly because they haven't actually processed our 2019 payment yet. I guess all we can do is keep checking back waiting for it to change and hope we can update our payment details before they give up and just send a check in the mail, BUT my concern is that maybe the 2019 return HAS actually processed and the "Payment Status Not Available" line is because we aren't typing our address EXACTLY as they have on file (we've had this problem before trying to log in to my wife's IRS account...) so I'm just a bit concerned about that. It's annoying that the IRS doesn't have some system you can log into to update your own contact/banking details.